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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18391 reviews)

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4.93

Based on 18,391 reviews, last reviewed 10th Mar 2026

38267% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use, see what you have to budget and save. Easy to use, see what you have to budget and save. Love the pots they are so useful. Reviewed on: 10th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18391)

Review of the Monzo, Current account:

Monzo makes banking easy

I have used Monzo for a few years now and not only do they keep delivering amazing features in their app their customer service is on point! Quick, helpful and friendly. It’s exactly how banking should be. Thanks Monzo for changing the out of date banking model and making banking more of a pleasure than a chore! Reviewed on: 12th April 2024

Easy to use and excellent rewards.

Easy to use and excellent rewards. Reviewed on: 9th February 2026

You should definitely get a Monzo account!

I’ve been with Monzo for many years now and they are brilliant! I started on their normal basic current account, then their premium and now Max. The benefits of the Max option are great, I get my insurance all in one place, and a free treat too! Being able to spend money on my card overseas without being charged is also a fantastic benefit, it takes the stress of making sure you have physical money out of travel and no unexpected bill at the end! The savings pots and savings accounts are so helpful in keeping money in savings and their e-cards make linking a pot to use for specific items so easy and worry free. Their interest rates are also very good on savings and on their loans. I’m a very happy Monzo customer and encourage everyone I know to consider using them too. Reviewed on: 9th February 2026

I'm a convert!

Setting up an account was very straightforward and the account app is super clear, making banking a pleasure! Reviewed on: 9th February 2026

I love the layout of the banking app and Monzo have...

I love the layout of the banking app and Monzo have really made it easy to start saving . Reviewed on: 9th February 2026

Best Bank To Use For Everything I always use it for...

Best Bank To Use For Everything I always use it for day to day Reviewed on: 9th February 2026

Excellent budgeting tools

Using the pots and virtual cards has been enormously helpful in how I budget and stick to it, which has also helped me save Reviewed on: 9th February 2026

Best banking experience I have ever had.....

When I starting using Monzo a few years ago It became clear very early that they were a new forward thinking bank, unlike the traditional banks who are trying hard to catch Monzos customer focused approach. Will never go back to traditional banking providers, Reviewed on: 9th February 2026

Savings Pots and Virtual Cards are great!

I just love being able to set up savings pots and the fact that you can have virtual cards to pay from which has greatly helped me keep my finances in check.. Reviewed on: 9th February 2026

Very professional

Very professional all levels. They oferecer different ways to get extra money Reviewed on: 9th February 2026

11/10 never leaving Monzo

I've been with Monzo since beta launch and I've not had a single issue that wasn't cleared up easily by their extremely responsive and polite customer service agents. Pots make it very easy for me to budget each month and I'm saving more than ever. I pay for the Max account and get excellent value for money with the included benefits. Their 1p savings challenge last year was also a fun and motivating, and I enjoy the chance to have bills paid back or even my salary doubled each month! In a world of frustrating and poorly designed banking tech and worse customer service, Monzo are a breath of fresh air. Reviewed on: 9th February 2026

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