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Monzo: Current Account reviews

4.92
Based on 17,208 reviews, last reviewed 12th Jun 2025
38% increase in 5 star reviews
in the past 90 days
133% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Super quick to setup account online with a fantastic... Super quick to setup account online with a fantastic number of account options and settings. So intuitive and easy to use, great benefits and visually... Read more Reviewed on: 12th June 2025
AFlint's avatar
AFlint

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17208)

Review of the Monzo, Current Account:

Monza has everything in the APP and does exactly wha...

5
Monza has everything in the APP and does exactly what it says , which is provide a service, much better than your highstreet banks Reviewed on: 19th January 2024

Super quick to setup account online with a fantastic...

5
Super quick to setup account online with a fantastic number of account options and settings. So intuitive and easy to use, great benefits and visually stunning. Reviewed on: 12th June 2025

Brilliant from start to finish.

5
Brilliant from start to finish. The best app of all banks I’ve been with. Great service and features Reviewed on: 12th June 2025

Makes budgeting accessible

5
I use Monzo for my 'social' spending budget each month and it's just brilliant. It's so easy to split bills between friends, start a tab, and categorise spending so I know exactly what I'm spending on what each month. Reviewed on: 12th June 2025

Incredibly versatile and tech-forward app!

5
Incredibly versatile and tech-forward app. Works seamlessly. Pots are great way to portion expenses or spending money, without having to keep a spreadsheet the size of my arm. Reviewed on: 12th June 2025

Monzo's current accounts provides all the benefits o...

5
Monzo's current accounts provides all the benefits of a challenger bank with a polished and transparent experience with cool quirks, but also provides the reliability and trustworthyness of a traditional bank Reviewed on: 8th June 2025

Terrible, unreliable and disorganised customers serv...

1
Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025

My thoughts on Monzo

5
Been with them since 2018 and they’ve been innovating ever since! Reviewed on: 24th May 2025

Very easy to set up, easy to breakdown spending and...

5
Very easy to set up, easy to breakdown spending and saving etc. user friendly app, quick response on raising issues especially those linked to fraud. Great that you can open different pots and have a fantastic tiered system for more delux options. Reviewed on: 23rd May 2025

so good, wouldnt change ever, so simple to sign up...

5
so good, wouldnt change ever, so simple to sign up too Reviewed on: 20th May 2025

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