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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2506 reviews)

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4.96

Based on 2,506 reviews, last reviewed 17th Jun 2025

61% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

4

.Easy access to credit - a little too easy Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over t... Read more Reviewed on: 17th June 2025

Latest lowest rating:

1

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

Monzo Flex Credit Card reviews (2506)

Review of the Monzo, Flex Credit Card:

Live laugh love flex.

Live laugh love flex. I love flex, flex is goooood for me. Reviewed on: 28th March 2025

.Easy access to credit - a little too easy

Monzo Flex is a great way to spread the cost of purchases in the moment, but it is a very expensive way of doing so if you’re not paying it off over the short term, and it is a little too easy to spend on. Reviewed on: 17th June 2025

Instant credit granted when I needed it.

Instant credit granted when I needed it. Reviewed on: 13th June 2025

Late in the game, best by name

Very responsive to customer needs. Reviewed on: 13th June 2025

Friendly options, transparent payment options.

Friendly options, transparent payment options. I can use it for everything, personalized. Reviewed on: 12th June 2025

Monzo have curated an app and banking experience tha...

Monzo have curated an app and banking experience that helps the user enjoy banking, functionality is easy to use and rewarding compared to some of the archaic apps that some of the bigger banks use Reviewed on: 12th June 2025

Great service available, especially with the ability...

Great service available, especially with the ability to auto select how the payment comes out. It’s great that you can get up to 3 months free credit and that you can also change your payment and it will work itself out rather than having to go into each individual payment and change them. Reviewed on: 12th June 2025

Monzo's Flex Card makes managing your credit respons...

Monzo's Flex Card makes managing your credit responsibly a breeze. Fully transparent app keeping you in the loop with many options if you want to pay earlier or slow things down a little Reviewed on: 8th June 2025

The most Useless CC

I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most pointless credit card on the planet. Reviewed on: 4th June 2025

Monzo flex is very easy to use, I like the flexibili..

Monzo flex is very easy to use, I like the flexibility of the payment plan options whether you want to pay off earlier or extend the fees and interest are communicated in a clear, simple and informative manner. Reviewed on: 26th May 2025

Flex remains the most manageable credit card in the...

Flex remains the most manageable credit card in the market place providing clear oversight of purchases and repayments Reviewed on: 25th May 2025

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