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Nationwide: FlexAccount reviews

4.62
Based on 1,114 reviews, last reviewed 3rd Sep 2026
78% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
74%
See only 4 star reviews
15%
See only 3 star reviews
4%
See only 2 star reviews
1%
See only 1 star reviews
7%

Latest highest rating:

5

Longtime happy customer I have been with Nationwide for many years and always find them very helpful, and I like the fact that they have such a strong High Street presence - ... Read more Reviewed on: 3rd September 2026
Sarah J's avatar
Sarah J

Latest lowest rating:

1

Executor account hell with NBS Used Flex account as executor account to distribute estate according to Will. However Nationwide force you to drip feed small payments over days, addi... Read more Reviewed on: 26th May 2026
Colleen's avatar
Colleen

About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Review Nationwide: FlexAccount now

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Nationwide FlexAccount reviews (1114)

Helpful and Easy to Contact

4
Had a flex account with Nationwide for many years, never had any issues and always had good customer service. Reviewed on: 29th November 2016

Fees

4
Got into a mess with the charges and they were not helpful. So I switched Reviewed on: 28th November 2016

Transparent banking with no hidden extras

5
Always a straight forward clear answer or solution given. Always polite staff who can't do enough to help. Reviewed on: 22nd November 2016

BRILLIANT

5
I COULDN'T BE HAPPIER WITH NATIONWIDE, I'VE BEEN WITH THEM MY ENTIRE LIFE (LITERALLY) AND THEY HAVE THE BEST SERVICE! Reviewed on: 22nd November 2016

Great service - versatile account and up to the minute technology

5
Have been a customer for over 15 years and can only praise the good service Reviewed on: 21st November 2016

Reasonable service and products, overly cautious fraud processes.

3
I was recently the victim of credit card fraud and while I can appreciate the need to take appropriate action and validate who I am before dealing with me, Nationwide put a stop on my card, then took it off, then put it on again. It was an incompetent, slow and inconvenient process. Reviewed on: 19th November 2016

A current Account at Nationwide

5
A very approachable building society that has current accounts. Friendly and knowledgable. Reviewed on: 14th November 2016

No mess

5
Zero problems with them. Ever. Reliable above all else. Reviewed on: 14th November 2016

STAY AWAY FROM THIS BANK

1
After 10 years of my loyal high volume (£100K a year) custom received a letter from Nationwide saying "we reviewed your profile and decided to close down all your accounts with us. You have 60 days to draw down your money and make alternative arrangements." When contacted the bank refused to say why or by what criteria the decision was taken. In 10 years I have never defaulted on my cc payments or overdrawn. Shocking treatment by the bank that claims to be for its customers. Reviewed on: 4th November 2016

nationwide never again

1
i open an account with nationwide ,everything was fine ok i receive my sort code and nr account after that they call me on branch to check my id was ok and told me to wait 8 working days and i will receive the documents and card ,pin etc on my home,ok i wait 2 weeks nothing ,in a meantime i gave this sort code and nr account to my employer to pay my wage,and they cancel my account without any information,i was on branch and they confirm this so my money i think return to my employer,they told me that after i was accepted they make some checks and they are not confortable with this and closed my account without any explanation,so why they did not check this before to open and to be accepted.i mention here that i never have any bank account in uk before this one ,and my documents like ni,proof of adress and proof of work are ok because they accepted this when i was in branch to confirm my id and adress .so be aware and do not do the same mistake like me to open an account with nationwide Reviewed on: 30th October 2016

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