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Nationwide: FlexAccount reviews

4.60
Based on 1,098 reviews, last reviewed 4th Jun 2026
1% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
73%
See only 4 star reviews
15%
See only 3 star reviews
4%
See only 2 star reviews
1%
See only 1 star reviews
7%

Latest highest rating:

5

Faithfully Yours, I have been a Nationwide customer for twelve years now. I was ambling along , doing quite well or so I thought but then I had a lifechanging event and... Read more Reviewed on: 4th June 2026
Sheila Skehill's avatar
Sheila Skehill

Latest lowest rating:

1

Executor account hell with NBS Used Flex account as executor account to distribute estate according to Will. However Nationwide force you to drip feed small payments over days, addi... Read more Reviewed on: 26th May 2026
Colleen's avatar
Colleen

About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide FlexAccount reviews (1098)

Nice and neat everyday account

5
Offers a comprehensive package with travel insurance, mobile phone insurance and a nice small credit every month. Great customer service too Reviewed on: 2nd December 2019

No problems

4
I have never had a problem with Nationwide. They are very zealous about card security and have blocked my cards when scammers have managed to get my details. The only reason I don’t give them 5 stars is because their customer service on the phone can be a tad slow. It also has the annoying automated thing you have to talk to. Also it’s hard to find the customer service number on their website; they obviously want you to try online customer service options first. But this is annoying when you know your issue can only be dealt with over the phone. Reviewed on: 29th November 2019

No reward for loyalty

3
Been a customer for several years but doesn’t count for anything. Such low rate of interest even with loyalty Reviewed on: 27th November 2019

Great account for personal banking

4
Have held account for many years. Very good internet banking. Text alert on low balance which is very useful Reviewed on: 23rd November 2019

positive review

5
Have been with Nationwide for some years. Apprehensive as my previous bank had been bought out by Nationwide, but need not have worried . Great on-line facility...and wonderful staff, boh on phone and on -site Reviewed on: 23rd November 2019

Best internet banking

4
Navigating the site is no problem Reviewed on: 23rd November 2019

Nationwide are a British institution.

5
They are a great bank, with simply the easiest and best website to use. I have never experienced any problems in my many years with Nationwide. Reviewed on: 23rd November 2019

I love them!

5
Their customer service is exceptional, their branches are always clean, and it's an amazing company Reviewed on: 22nd November 2019

Great customer service

5
Excellent customer service and products Reviewed on: 22nd November 2019

Great account!

5
I really like the flexaccount with nationwide. You get rewarded interest on your account each month, and can make an extra £100 by reffering a friend. I went through the process and it was really quick and easy. I also like how I don't get charged for swift transactions. Highly recommended! Reviewed on: 22nd November 2019

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