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Nationwide: FlexAccount reviews

4.49
Based on 1,066 reviews, last reviewed 31st Mar 2026
11700% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
72%
See only 4 star reviews
15%
See only 3 star reviews
4%
See only 2 star reviews
1%
See only 1 star reviews
8%

Latest highest rating:

5

Most caring bank about customers. Most caring bank about customers. Reviewed on: 31st March 2026
saKa's avatar
saKa

Latest lowest rating:

1

The worst banking ever don’t do it The Nationwide is the worst banking ever. Don’t get fooled they’re nice because they give out free money! They have a problem with their banking app. ... Read more Reviewed on: 27th February 2026
MoominsPie 's avatar
MoominsPie

About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide FlexAccount reviews (1066)

Insured!

4
As well as a whole host of excellent benefits they have just given free travel insurance to anyone who's a U.K. resident and who gets £750 a month paid into their account. This would include most working people, even part timers. And saves lots of money in travel insurance just by having this account. Reviewed on: 10th February 2018

Clear concise fees

5
Have been with Nationwide over 25 years banking and with a mortgage. The ability to overpay our mortgage greatly helped in our ability to pay off before the end of the term. Free travel insurance is also a plus Reviewed on: 10th February 2018

Does what it says on the tin!

3
This is a very flexible account, very easy to use, simple to make transfers between other Nationwide Accounts and simple to make payments to other banks, businesses or just people. Reviewed on: 10th February 2018

Great bank

5
The nationwide banks are very helpful and their online security is excellent Reviewed on: 10th February 2018

Trustworthy bank

4
It's on the worlds best top 50 banks list for good reason,cares more for customers in my experience, and thats a huge plus. Reviewed on: 9th February 2018

Brilliant!

5
Great company, great account, zero bank charges & super friendly staff Reviewed on: 9th February 2018

Flex student

5
helped my son no end - even when card got stolen - refunded within half an hour and new card sent home within 4 days. Reviewed on: 8th February 2018

Brilliant Account

5
Good Perks and Good Service. Travel insurance and motorhome breakdown included with this account. Cheap foreign currency transfers and excellent service. Reviewed on: 8th February 2018

Excellent service and good perks on the account

5
Really good customer service and brilliant perks like motorhome breakdown and travel insurance included Reviewed on: 8th February 2018

By far the best I've found.

4
I've had lots of different bank accounts, but have found Nationwide to be a cut above the rest. For a start they play fair. They also listen if there is a problem, and always try to fix it asap. Reviewed on: 6th February 2018

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