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Nationwide: Credit card reviews

Name: Credit card
Rating: 4.01 (210 reviews)

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4.01

Based on 210 reviews, last reviewed 24th Mar 2026

700% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

60%

21%

12%

Latest highest rating:

5

Help with Credit Card Fraud Nationwide have helped me many times when I’ve been concerned about fraud on my credit card. They have always been professional, kind and extremely he... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Arrogant man from the disputes team Arrogant man from the disputes team told me they couldn't look into my chargeback claim, gave a list of excuses culminating in my evidence not being g... Read more Reviewed on: 2nd March 2026

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About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Credit card reviews (210)

Review of the Nationwide, Credit card:

Good for using on holiday

Excellent exchange rates and charges for using abroad. Reviewed on: 11th April 2023

Great company, excellent customer service and always...

Great company, excellent customer service and always very reasonable. The definition of customer-focused Reviewed on: 22nd January 2026

For the customers!

I’ve always found them to be easy to contact and willing to advise and help with any issue. I like their app, smooth and intuitive. Reviewed on: 22nd January 2026

RAHAL saved the day

On the weekend 17/18/19/October I tried to apply for an online Nationwide credit card. But filled in the form unknowingly incorrectly and was refused the card first time ever. Tried the local branch 20/10/25 they gave me a telephone number that no longer existed. I tried for an hour to get through on another number. Rang the branch back they put me through (eventually) to a human a great guy named RAHAL who steered me through the whole process showed me where I went wrong and basically got me my Nationwide credit card So answering the review the electronic phone service was dire absolute pants until RAHAL the cavalry arrived and saved the day Reviewed on: 20th October 2025

Easy to use and understand, especially as a first cr...

Easy to use and understand, especially as a first credit card. I like how it is all able to be accessed online, and you can transfer money between accounts easily and see your balance. I would recommend. Reviewed on: 5th September 2025

Fast and easy service

Easy application process and a fast around service. Reviewed on: 15th July 2025

Easy to manage.

The Nationwide credit cards are extremely easy to manage. On the Nationwide app, you can view your statements (and past statements) all in one place. It's easy to pay off your balance; simply transfer from one account to the credit account. It's really simple and takes the stress out. Reviewed on: 13th June 2025

Low foreign currency charges

I use the Nationwide credit card for non GBP purchases when holidaying in the EU, always careful to avoid the trap of a card reader conversion to GBP, which is inevitably more expensive than Nationwide's rate. Reviewed on: 12th June 2025

Nationwide have consistently excellent customer serv...

Nationwide have consistently excellent customer service, the credit card gets good rates abroad and meets all my day to day needs Reviewed on: 12th June 2025

Cannot fault Nationwide great never had any problem...

Cannot fault Nationwide great never had any problem with them very good credit card couldn’t, wish for any better Reviewed on: 1st June 2025

nationwide is family

nationwide has always been about the people and they prove that with how they run their bank operations. no other bank other than nationwide has ever sent me a £50 thank you from their bank for the successful acquisition of virgin money, also nationwide listens to its consumers, when we complained about having to always use our card readers to transfer and how inconvenient it could be at times they updated the app to allow us to use our face id’s and fingerprints to verify it’s us rather than always using the card so now we can easily transfer and go. Reviewed on: 11th April 2025

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