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Nationwide: Credit Card reviews

4.03
Based on 195 reviews, last reviewed 12th Jun 2025
80% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
60%
See only 4 star reviews
22%
See only 3 star reviews
4%
See only 2 star reviews
3%
See only 1 star reviews
11%

Latest highest rating:

4

Low foreign currency charges I use the Nationwide credit card for non GBP purchases when holidaying in the EU, always careful to avoid the trap of a card reader conversion to GBP,... Read more Reviewed on: 12th June 2025
Jill Knight's avatar
Jill Knight

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025
Michael Davies's avatar
Michael Davies

About this product

Nationwide Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do Nationwide customers like? Find out more about the Nationwide Credit Card by reading our trusted Smart Money People reviews. You can also write your own Nationwide Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Nationwide Credit Card reviews (195)

Review of the Nationwide, Credit Card:

Cannot fault Nationwide great never had any problem...

5
Cannot fault Nationwide great never had any problem with them very good credit card couldn’t, wish for any better Reviewed on: 1st June 2025

No benefits to having it, no rewards, no cashback.

4
No benefits to having it, no rewards, no cashback. Reviewed on: 25th August 2024

Good for using on holiday

5
Good for using on holiday. Excellent exchange rates and charges. Reviewed on: 18th June 2024

Credit card with s fair interest rate never gave me...

5
Credit card with s fair interest rate never gave me problem using abroad. Reviewed on: 12th June 2024

0% purchase credit card

5
I have a 0% card, I was preapproved for a higher amount initially but then on hard check was offered lower which happens but was slightly frustrating. Reviewed on: 4th June 2024

Never had a problem first class Service

5
Never had a problem first class Service Reviewed on: 24th May 2024

The member credit card is great.

5
The member credit card is great. Interest free for 15 months which makes it stand out from the rest. It also allows you to use worldwide which is great for me whilst travelling. Reviewed on: 15th April 2024

Nationwide is an amazing bank.

5
Nationwide is an amazing bank. Simple to use and they listen to you Reviewed on: 12th April 2024

easy to use credit card

5
I use the credit card regularly and like that it pays off the higher interest amounts first. I also feel this lets me manage credit card debt in a better manner. Their interest charges are clear and concise as to how they’re calculated too and not overcharged like others. Reviewed on: 7th April 2024

Lack of transparency no support for customers

2
Lack of transparency no support for customers Reviewed on: 14th March 2024

They pretend to be a mutual run by its members.

3
They pretend to be a mutual run by its members. Truth is, they’re just another bank. Reviewed on: 12th March 2024

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