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Nationwide: Credit Card reviews

Name: Credit Card
Rating: 4.16 (196 reviews)

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4.05

Based on 196 reviews, last reviewed 13th Jun 2025

100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

61%

21%

11%

Latest highest rating:

5

Easy to manage. The Nationwide credit cards are extremely easy to manage. On the Nationwide app, you can view your statements (and past statements) all in one place. ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025

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About this product

Nationwide Credit Card reviews (196)

Review of the Nationwide, Credit Card:

Never had a problem first class Service

Never had a problem first class Service Reviewed on: 24th May 2024

Really poor service, really poor company

Had a double charge at tesco for the same purchase - they didn't care. Called tesco who said they couldn't do anything about it... 6 weeks later and 3 letters later I'm down £90 and leaving this useless bank. Reviewed on: 4th July 2023

Good basic credit card

Nationwide credit card allows fee free spending abroad. An ongoing cash back option would make this card more attractive Reviewed on: 7th June 2023

Avoid!

1 star is more than what they should get but I can't do zero. 7 people I've spoken to today. Three times "cut off" and one time I failed security reading direct from my bank statement the answers!!! Shocking serice. I'm now trying to pay my balance and cancel my card and I can't even do that. All this started from multiple payments on my account I didn't ask for. Any other credit card company would have stoppd these straight away as they're still pending. But not nationwide. A million hoops for customers to jump through despite the answers being correct still no help, yet nothing for the companies who scam us! Don't bother using them terrible company Reviewed on: 6th June 2023

Good company

I recommend it nationwide bank because there’s high security Reviewed on: 2nd June 2023

Easy to manage credit card

I like the fact that Nationwide ask you to opt in when they offer to raise your credit limit. It's easy to view transactions on the app and website and easy to download monthly statements. Shame it's not cashback any more but other than that, can't complain. I also like the fact Nationwide is owned by its members and has co-operative values. Reviewed on: 31st May 2023

Good for using on holiday

Excellent exchange rates and charges for using abroad. Reviewed on: 11th April 2023

Nationwide is simple and elegant

Nationwide is simple and elegant Reviewed on: 6th April 2023

Treats people struggling with debt appallingly

Back in 2014 I had serious problems with debt and had the misfortune to owe Nationwide Credit Card money. I took advice from CCCS and made token payments. The advisors were the most unpleasant people I’ve ever dealt with. One said that my credit card debt was a priority debt!! They were all sarcastic and did not care about my situation. Eventually I entered an IVA and they refused to ever agree with the offer of repayment. Luckily they were not the majority creditor so they had to go along with the offer. Eventually I was able to clear the IVA early but my experience with Nationwide was so awful I would advise anyone to steer clear, they made my life more difficult than necessary at a terrible time. Reviewed on: 5th April 2023

Credit card

Easy to use in app and manage repayments. Reviewed on: 5th April 2023

Credit card

Great product easy to apply and great app Reviewed on: 5th April 2023

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Nationwide: Credit Card reviews

100% increase in 5 star reviews

100% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Nationwide Credit Card reviews (196)

Never had a problem first class Service

Really poor service, really poor company

Good basic credit card

Avoid!

Good company

Easy to manage credit card

Good for using on holiday

Nationwide is simple and elegant

Treats people struggling with debt appallingly

Credit card

Credit card

Do you have a different Nationwide product?

Want to see more from Nationwide?

Student Current Account

Select Credit Card

Regular Savings

Join Smart Money People

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