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Nationwide: Credit Card reviews

4.05
Based on 196 reviews, last reviewed 13th Jun 2025
100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
61%
See only 4 star reviews
21%
See only 3 star reviews
4%
See only 2 star reviews
3%
See only 1 star reviews
11%

Latest highest rating:

5

Easy to manage. The Nationwide credit cards are extremely easy to manage. On the Nationwide app, you can view your statements (and past statements) all in one place. ... Read more Reviewed on: 13th June 2025
Ellie Burnard's avatar
Ellie Burnard

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025
Michael Davies's avatar
Michael Davies

About this product

Nationwide Credit Card reviews (196)

Review of the Nationwide, Credit Card:

Never had a problem first class Service

5
Never had a problem first class Service Reviewed on: 24th May 2024

Straightforward credit card

4
A basic credit card with a monthly email prompting me to download and check my statements. Very easy to use. Sadly, cashback was removed a while ago, but I like the fact Nationwide is owned by its members and operates with ethics in mind so I can live without the perk. Reviewed on: 5th April 2023

Good bank

5
Verry good bank and you have all you need banking online credit card debit card all Reviewed on: 3rd April 2023

Poor service on credit cards

2
credits card sometimes dont scan on TFL services and its a recurring issue which isn't dealt with. It can be frustrating if im on-the-go and rushing for a bus and it doesn't work Reviewed on: 3rd April 2023

A human instead of a credit score.

5
I got my credit card with a high credit limit despite a fairly poor credit score and I was able to balance transfer a more expensive card and I now pay a really good APR and hope to end my debt much sooner as a result. So nice to be treated like a human being instead of a credit score. Reviewed on: 3rd April 2023

Credit card

4
Does the job, good for spending abroad Reviewed on: 30th March 2023

Takes too long

4
When you have an issue with a purchase that goes wrong and you think you are covered because it cost more than £100 think again you might be drawing your pension by the time it's resolved one way or the other! Reviewed on: 28th March 2023

Awful bank

1
Nationwide reduced my credit limit without notifying me then advised me they will do nothing about it. Reviewed on: 23rd February 2023

Credit card

4
Application for the card was easy and customer service care is good Reviewed on: 16th February 2023

best bank

5
always helpful, always cheerful, always there when needed Reviewed on: 11th February 2023

Useful credit card I had for years

4
I’ve used this for years. It’s got several weeks to pay. An added bonus is there aren’t overseas transaction fees. Reviewed on: 8th February 2023

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