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Nationwide: Credit card reviews

View other Nationwide products
4.18
Based on 202 reviews, last reviewed 22nd Jan 2026
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
61%
See only 4 star reviews
21%
See only 3 star reviews
4%
See only 2 star reviews
3%
See only 1 star reviews
11%

Latest highest rating:

5

Excellent all-round service from Nationwide. Excellent all-round service from Nationwide. Reviewed on: 22nd January 2026
P K's avatar
P K

Latest lowest rating:

1

Don't believe their hype I have a credit limit of £5000 on a credit card. Never use it all, always only about £1200. So this month paid an amount (that was the full amount) of... Read more Reviewed on: 29th January 2025
Michael Davies's avatar
Michael Davies
Read all reviews See your review

About this product

Nationwide’s purchase and balance transfer credit card offers 0% interest on all purchases and balance transfers for 15 months.

The 0% interest also applies to spending abroad. You can apply if you have a Nationwide current account, savings account or mortgage. You can’t apply if you already have a Nationwide credit card.

Nationwide credit card reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide Credit card reviews (202)

Review of the Nationwide, Credit card:

Good

3
It's a good product, but the customer service at times could be better. Reviewed on: 30th June 2017
Ben Ham's avatar
Ben Ham

A human instead of a credit score.

5
I got my credit card with a high credit limit despite a fairly poor credit score and I was able to balance transfer a more expensive card and I now pay a really good APR and hope to end my debt much sooner as a result. So nice to be treated like a human being instead of a credit score. Reviewed on: 3rd April 2023
Diane 's avatar
Diane

Credit card

4
Does the job, good for spending abroad Reviewed on: 30th March 2023
Acollett's avatar
Acollett

Takes too long

4
When you have an issue with a purchase that goes wrong and you think you are covered because it cost more than £100 think again you might be drawing your pension by the time it's resolved one way or the other! Reviewed on: 28th March 2023
john radburn's avatar
john radburn

Awful bank

1
Nationwide reduced my credit limit without notifying me then advised me they will do nothing about it. Reviewed on: 23rd February 2023
Gary Martin's avatar
Gary Martin

Credit card

4
Application for the card was easy and customer service care is good Reviewed on: 16th February 2023
Simcoh's avatar
Simcoh

best bank

5
always helpful, always cheerful, always there when needed Reviewed on: 11th February 2023
Lynette Kelly's avatar
Lynette Kelly

Useful credit card I had for years

4
I’ve used this for years. It’s got several weeks to pay. An added bonus is there aren’t overseas transaction fees. Reviewed on: 8th February 2023
Martin Fodor 's avatar
Martin Fodor

Fab for spending abroad

5
Great card perfect for spending abroad with no fees. Reviewed on: 1st February 2023
sweetice53's avatar
sweetice53

Customer Friendly

5
Thank you , I had my best experience with this bank Reviewed on: 29th January 2023
Abdullah Afghan's avatar
Abdullah Afghan

Excellent service

5
Brilliant product tdjDvzjxffnzgnxfjxfhtjz Reviewed on: 14th January 2023
Peter Clayton 's avatar
Peter Clayton

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