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NatWest: Reward Platinum Account reviews

4.77
Based on 447 reviews, last reviewed 19th Feb 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
8%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Includes the forgotten needs - travel insurance, bre... Includes the forgotten needs - travel insurance, breakdown cover, mobile phone insurance Reviewed on: 19th February 2026
Goughy's avatar
Goughy

Latest lowest rating:

1

Non existent service Have been a customer for over 20 years However the service you may now expect from such a well known brand is Non existent both on line & in branch. T... Read more Reviewed on: 15th April 2024
profiledbyage's avatar
profiledbyage

About this product

The NatWest Reward Platinum account is for existing current account holders.

There’s a monthly fee for the Reward Platinum account. You get mobile insurance, breakdown cover, travel insurance and other benefits as an account holder. There are no non-sterling transaction fees when you buy with your debit card abroad.

NatWest Reward Platinum account reviews help you find out what it’s really like to be a customer. If you’ve used NatWest before, you can also leave a review and share your experience.

NatWest Reward Platinum Account reviews (447)

Review of the NatWest, Reward Platinum Account:

Some good benefits but not much savings

4
Some good benefits (especially the travel insurance and phone insurance) but could be more I think as the cost-saving narrows with every price increase. Reviewed on: 26th February 2025

Great service

5
I have been with NatWest for over 4 years now. Even with a moderate credit rating, I have found it easier to obtain a credit card and overdraft. The service including online banking platform is great. Reviewed on: 29th June 2017

Free Cashback

5
It's useful for me to save my cashback and use it for big purchases like Christmas. Reviewed on: 12th May 2017

Good perks, not the fastest to resolve issues

3
Took a long time to get a replacement cars Reviewed on: 12th February 2017

overdraft

3
used to like it but lately i get charged for arranged and unarranged overdraft which is not good Reviewed on: 7th February 2017

Brilliant account

5
My NatWest platinum account is brilliant. I use all the rewards Reviewed on: 2nd February 2017

Excellent service

5
Always very helpful whenever I ring them Reviewed on: 27th December 2016

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