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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50120 reviews)

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4.91

Based on 50,120 reviews, last reviewed 2nd Jun 2025

1780900% increase in 5 star reviews

in the past 90 days

1400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fast, safe and simple. I've been using PayPal for few years. I'm sending, receiving money often. Also I have an loan with them. PayPal offers a straightforward payment exper... Read more Reviewed on: 2nd June 2025

Latest lowest rating:

1

I had a very bad experience as they suddenly stopped... I had a very bad experience as they suddenly stopped my 3 payment plan without an obvious reason and when I contacted them about it they said we don't... Read more Reviewed on: 2nd June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50120)

Review of the PayPal, PayPal Credit:

Awesome credit options

I think PayPal’s credit options are a fantastic way of spreading costs over an affordable time period, and it is extremely easy to implement to make large purchases easier to manage. I have only experienced an issue once, to do with connectivity to a previous bank account due to either PayPal or the other bank not listing my address correctly, but the issue has been resolved Reviewed on: 17th June 2024

Fast, safe and simple.

I've been using PayPal for few years. I'm sending, receiving money often. Also I have an loan with them. PayPal offers a straightforward payment experience, making it easy for me to manage my installments. Customer service is at a high level too. Reviewed on: 2nd June 2025

Never any problems.

Never any problems. Always works Reviewed on: 2nd June 2025

Never a problem

I use it very often and I have never had any problems with them Reviewed on: 2nd June 2025

I use PayPal for the conventional use of receiving m...

I use PayPal for the conventional use of receiving money Reviewed on: 2nd June 2025

PayPal: the easy way to pay

I’ve been using PayPal for at least 4 years now, and whether it’s paying back friends or managing subscriptions, it’s gave me a quick and simple way to manage my money. It’s linked up to both my bank accounts and has always given me a heads up with where my money’s going. Also I’ve got to give a shout-out to the pay in 3 method, it’s definitely saved me a few times when money’s tight! Reviewed on: 2nd June 2025

Very convenient for the bigger purchases.

Very convenient for the bigger purchases. Payments are easy and I always get a reminder in advance. Reviewed on: 2nd June 2025

Excellent service

Excellent efficient service how could you not use Reviewed on: 2nd June 2025

Easy and fast to pay with, only complaint would be i...

Easy and fast to pay with, only complaint would be if you try to pay off something on a 4month 0 interest and you have pay with 3 plans it won't go towards you credit payment as Intended Reviewed on: 2nd June 2025

I had a very bad experience as they suddenly stopped...

I had a very bad experience as they suddenly stopped my 3 payment plan without an obvious reason and when I contacted them about it they said we don't know the reason as its an administration decision! Reviewed on: 2nd June 2025

Easy Street

No issues whatsoever, very easy app to use and to process payments both in and out of my account! Reviewed on: 2nd June 2025

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