Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 49,636 reviews, last reviewed 31st May 2025
1735900% increase in 5 star reviews
in the past 90 days
1367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and their terms of payment are flex... Very easy to use and their terms of payment are flexible. Their customer service team are friendly and good in answering questions to satisfaction Reviewed on: 31st May 2025
Felicia Osei's avatar
Felicia Osei

Latest lowest rating:

1

Poor customer service not responding well Poor customer service not responding well Reviewed on: 30th May 2025
Emma F's avatar
Emma F

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (49636)

Review of the PayPal, PayPal Credit:

Easy to use, never had any issues at at all.

5
Easy to use, never had any issues at at all. Reviewed on: 17th June 2024

Very easy to use and their terms of payment are flex...

5
Very easy to use and their terms of payment are flexible. Their customer service team are friendly and good in answering questions to satisfaction Reviewed on: 31st May 2025

Life worth it service!

5
It was my wedding time, most precious part in my life. i got numerous support from paypal credit at that time, i did my wedding shopping by paying paypal credit what's made my life easier. Also,I'll definitely recommend to my wife for paypal when she will come from the back home.Thanks. Reviewed on: 31st May 2025

Always easy to use.

5
Always easy to use. Very quick and widely accepted Reviewed on: 31st May 2025

Life saver

5
Convenient for online shoppers who already use PayPal month interest-free offer on larger purchases No need for a physical card Can help manage cash flow for big purchases Easy to apply if you have a PayPal account Reviewed on: 31st May 2025

Easy to use. Safe & Secure

5
Easy to use. Love the pay in 3 option I feel safer using PayPal and use it whenever possible. Reviewed on: 31st May 2025

Very convenient and good quality of service

5
Very updated with terms and conditions, monthly statement. Very good flexibility with payments Reviewed on: 31st May 2025

I like and enjoy using PayPal

5
I like and enjoy using PayPal because it is safe and reliable Reviewed on: 31st May 2025

I’ve had a positive experience using PayPal Credit.

5
I’ve had a positive experience using PayPal Credit. It’s a convenient option for making purchases, especially online, and the integration with my PayPal account makes transactions seamless. One of the best features is the promotional financing — for example, no interest if paid in full within 6 months on purchases over a certain amount. This gives me flexibility and helps with budgeting for larger expenses. Reviewed on: 31st May 2025

Great options to pay flexible zero interest.

5
Great options to pay flexible zero interest. Easy to use app. Safe way to pay on multiple sites. Reviewed on: 31st May 2025

Clear and concise

5
Always had prompt responses to any queries. Payments are quick and easy to make and repayment terms are clear and easy to understand Reviewed on: 31st May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products