Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50384 reviews)

View other PayPal products

4.91

Based on 50,384 reviews, last reviewed 5th Jun 2025

1804600% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit is a very useful feature PayPal Credit is a very useful feature allowing easy management of outstanding balances and the possibility of paying off in a timely way with no inte... Read more Reviewed on: 5th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50384)

Review of the PayPal, PayPal Credit:

Very good service and experience

Very good service and experience Reviewed on: 28th May 2025

PayPal Credit is a very useful feature

PayPal Credit is a very useful feature allowing easy management of outstanding balances and the possibility of paying off in a timely way with no interest added Reviewed on: 5th June 2025

I am happy about the paypal credit and online paymen...

I am happy about the paypal credit and online payment guarantees. Reviewed on: 5th June 2025

Easier to manage my financial situation and to plan...

Easier to manage my financial situation and to plan ahead for spending more wisely. Reviewed on: 5th June 2025

PayPal Credit Offers Great Flexibility & Security of...

PayPal Credit Offers Great Flexibility & Security of your transactions. I love this feature for bigger purchases you may be unsure of or just the fact that it allows a bit of breathing space to spread the cost over a few months at 0% interest. I happily recommend PayPal to family and friends and will continue to use PayPal credit. Reviewed on: 5th June 2025

Satisfying

When I applied I got a quick reply and a reasonable rate Reviewed on: 5th June 2025

An excellent service, I have nothing but praise for...

An excellent service, I have nothing but praise for the staff. Reviewed on: 5th June 2025

PayPal is pro-customer!

PayPal is pro-customer! They take dispute seriously! Shop with peace of mind! Reviewed on: 5th June 2025

Satisfied

Good way to save some money when you struggle financially Reviewed on: 5th June 2025

Paypal for the win

Have a credit card with PayPal for a couple of years now and it’s great, never had issues with it. Any small problems that I needed to solve have been solved quickly and efficiently by the online chat Reviewed on: 5th June 2025

Very convenient to use for online shopping.

Very convenient to use for online shopping. Reviewed on: 5th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bip Credit Card
from NewDay 4.91 from 2284 reviews
Credit Card
from M&S Bank - Marks and Spencer 2.55 from 179 reviews
Credit Card
from Bank of China (UK) 5.00 from 2 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub