Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50551 reviews)

View other PayPal products

4.91

Based on 50,551 reviews, last reviewed 9th Jun 2025

1819700% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fabulous service ! Fabulous service ! Any issues are rectified quickly. Handy app to make payments on and keep track of your balance.. Reviewed on: 9th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50551)

Review of the PayPal, PayPal Credit:

Great Experience with PayPal Credit.

My Great Experience with PayPal Credit I recently had a fantastic experience using PayPal Credit for a larger online purchase, and I wanted to share my positive feedback. I was looking to buy a new piece of electronics, and while I had some savings, I didn't want to deplete them entirely. That's where PayPal Credit came in. The application process was incredibly fast and straightforward, taking only a few minutes to get approved. What impressed me most was the 0% interest promotional period they offered. This allowed me to spread the cost of my purchase over several months without incurring any extra charges, which was a huge relief. Managing my payments has also been a breeze. The PayPal platform clearly shows my payment due dates and outstanding balance, and I receive timely reminders. It's truly given me more flexibility in my budget, allowing me to get what I needed without financial strain. I'm genuinely happy with how easy and beneficial PayPal Credit has been for me. Reviewed on: 29th May 2025

Fabulous service !

Fabulous service ! Any issues are rectified quickly. Handy app to make payments on and keep track of your balance.. Reviewed on: 9th June 2025

Have used PayPal for some years now and it has alway...

Have used PayPal for some years now and it has always been easy to use the service is good. It has made life much easier Reviewed on: 9th June 2025

Everything great.

Everything great. Very happy. Fast, efficient? Friendly service and staff. Everything easy. Reviewed on: 9th June 2025

I Always use PayPal at checkout if available gives y...

I Always use PayPal at checkout if available gives you security and great options for payments such as pay in 3 or credit options. Reviewed on: 9th June 2025

I’m very happy with PayPal Credit.

I’m very happy with PayPal Credit. Reviewed on: 9th June 2025

I regularly use paypal's Pay 3 in 3 to stay in control.

I regularly use paypal's Pay 3 in 3 to enable me to afford the things I need, it's an excellent, easy to use way to pay with no hidden charges, easy to set up and use just when you need it. Reviewed on: 9th June 2025

Caring customer service

Very helpful, understanding polite no problems at all Reviewed on: 9th June 2025

Flawless

Customer service has been great when I needed printed statements in the past. Very helpful! I’ve never been overcharged, always paid on time too. Brilliant service that I will continue to use! Reviewed on: 9th June 2025

Fantastic Service Flexible and Super Safe!

I've been using PayPal for years, and it never disappoints. The service is fast, reliable, and incredibly user-friendly. What I love most is the flexibility – whether I'm shopping online, sending money to friends, or paying for services, it's all seamless. The security features are top-notch, giving me total peace of mind with every transaction. I especially appreciate the buyer protection, which adds an extra layer of safety when shopping from new sellers or international sites. Overall, PayPal continues to be my go-to payment method. Highly recommended for anyone looking for a safe, flexible, and hassle-free way to manage payments! Reviewed on: 9th June 2025

Excellent service and easy to navigate app

Excellent service and easy to navigate app Reviewed on: 9th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Chrome Card
from Vanquis 4.25 from 8 reviews
Cashback Plus Credit Card
from RBS 4.12 from 8 reviews
Credit Card
from M&S Bank - Marks and Spencer 2.55 from 179 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub