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PayPal: PayPal Credit reviews

4.91
Based on 50,565 reviews, last reviewed 10th Jun 2025
1820700% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Have had no problems in all the time I have... Have had no problems in all the time I have used PayPal Reviewed on: 10th June 2025
wmh's avatar
wmh

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025
Florin's avatar
Florin

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50565)

Review of the PayPal, PayPal Credit:

Great Experience with PayPal Credit.

5
My Great Experience with PayPal Credit I recently had a fantastic experience using PayPal Credit for a larger online purchase, and I wanted to share my positive feedback. I was looking to buy a new piece of electronics, and while I had some savings, I didn't want to deplete them entirely. That's where PayPal Credit came in. The application process was incredibly fast and straightforward, taking only a few minutes to get approved. What impressed me most was the 0% interest promotional period they offered. This allowed me to spread the cost of my purchase over several months without incurring any extra charges, which was a huge relief. Managing my payments has also been a breeze. The PayPal platform clearly shows my payment due dates and outstanding balance, and I receive timely reminders. It's truly given me more flexibility in my budget, allowing me to get what I needed without financial strain. I'm genuinely happy with how easy and beneficial PayPal Credit has been for me. Reviewed on: 29th May 2025

Have had no problems in all the time I have...

4
Have had no problems in all the time I have used PayPal Reviewed on: 10th June 2025

Paypal credit is the most helpful to spend and buy t...

5
Paypal credit is the most helpful to spend and buy things easy online and anything you need thank you paypal Reviewed on: 10th June 2025

I have never had a problem using PayPal.

5
I have never had a problem using PayPal. Reviewed on: 10th June 2025

Very good and efficient.

4
Very good and efficient. PayPal saved my life. Fast and secure payments are guaranteed. Reviewed on: 10th June 2025

I am disabled, paypal has made it easy for me to pay...

5
I am disabled, paypal has made it easy for me to pay for things Reviewed on: 10th June 2025

It has helped me out in tough points and the app is...

4
It has helped me out in tough points and the app is easily accessible I do feel like they could offer more when it comes to customer support Reviewed on: 10th June 2025

Paypal's pay-in-3; a great way to spread the cost.

5
I use Paypal's payment-in-three for all my eligible purchases as it is a great way to spread the cost of things Reviewed on: 10th June 2025

Very good quality, it respects it's customers

5
Very good quality, it respects it's customers Reviewed on: 10th June 2025

EASY TO SET UP - GREAT FOR PURCHASING SAFELY ONLINE

5
EASY TO SET UP - GREAT FOR PURCHASING SAFELY ONLINE Reviewed on: 10th June 2025

Very useful for 'Pay in Three' purchases.

5
Pay Pal always seems to work well for safe payments when making purchases. I like the facility to pay in instalments for something special. Reviewed on: 10th June 2025

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