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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50501 reviews)

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4.91

Based on 50,501 reviews, last reviewed 8th Jun 2025

1815200% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Very useful easy & convenient for online shopping. Very useful easy & convenient for online shopping. Very secure for payment. Reviewed on: 8th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50501)

Review of the PayPal, PayPal Credit:

PayPal is a platform that I can trust.

PayPal is a platform that I can trust and rely on. I predominantly utilise paypal credit and I think this a great tool for when I need to spread the cost of a purchase with reasonable amounts of interest, or in most cases no interest for a certain time period. The customer service is exceptional and I have never had any problems when using PayPal. Very happy customer. Reviewed on: 30th May 2025

Very useful easy & convenient for online shopping.

Very useful easy & convenient for online shopping. Very secure for payment. Reviewed on: 8th June 2025

PayPal great, PayPal Credit not transparent.

As a service overall, it’s very good, and Pay in 3 is a lifesaver. However although PayPal Credit is useful to have I was shocked to see it seems to have registered on my credit report as a search every time I used it. Reviewed on: 8th June 2025

Trusted by millions - Safe for everyone

quick and easy to pay or receive money, trusted and safe Reviewed on: 8th June 2025

Safe m to make payment to pay pal good to improve

Safe my money easy to use and easy to make payment to paypal credit and can improve my credit limit Reviewed on: 8th June 2025

I think PayPal credit are excellent lenders, fair wi...

I think PayPal credit are excellent lenders, fair with their limits and very easy to use Reviewed on: 8th June 2025

A trustworthy Company who provide a variety of produ...

A trustworthy Company who provide a variety of products for individual needs. Safe and secure way to purchase. Excellent customer support. Reviewed on: 8th June 2025

Reliable, effective online payment.

Reliable, effective online payment. Reviewed on: 8th June 2025

At the moment has been ok, the only thing is the inc...

At the moment has been ok, the only thing is the increases in interest Reviewed on: 8th June 2025

PayPal credit offers great flexibility purchases...

PayPal credit offers great flexibility for purchases to be spread across 3 or 4 months Reviewed on: 8th June 2025

If used correctly a great product

I use PayPal credit for large purchases associated with a house renovation, I'm yet to pay any interest and this flexibility has allowed me to get work done. Reviewed on: 8th June 2025

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