Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50694 reviews)

View other PayPal products

4.91

Based on 50,694 reviews, last reviewed 16th Jun 2025

1832100% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great, quick and easy to pay and feels secure Great, quick and easy to pay and feels secure Reviewed on: 16th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50694)

Review of the PayPal, PayPal Credit:

Just generally a good service, everyone I would have...

Just generally a good service, everyone I would have an issue, a very professional person would deal with it and I don’t have to go I breath length to wxplain the issue, the person would generally understand and find a solution. Reviewed on: 30th May 2025

Confusing payment/direct debit process

Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages regarding my issue I was told that he would transer me to the department that dealt with 'that'. 2 days later, no messages and the chat string had been closed. I rang to speak with someone instead who explained what had happened. The direct debit/make a payment process is confusing, if you edit the payment it seems to cancel it - even the operative I was on the phopne with said it was confusing so what chance does a customer have!. I wouldn't recommend Paypal credit, the only reason I even use it is because of the occasional 4 months free credit offers. Reviewed on: 16th June 2025

Great, quick and easy to pay and feels secure

Great, quick and easy to pay and feels secure Reviewed on: 16th June 2025

Easy to use

Paypal is VERY easy to use,along with the security aspects of them.if there are any problems they sort them out as fast as possible. Virtually every seller/buyer on the Internet uses PayPal as its a well trusted brand Reviewed on: 16th June 2025

PayPal experience for pc monitor

I’ve bought a expensive monitor from dell for my pc and used PayPal to make my payment, it was super easy to set up and link my primary bank account and set up a direct debit and things have been great I would recommend to anyone making any sort of payments. Reviewed on: 16th June 2025

Loyal Paypal customer

I have used Paypal for years now and been using its many services such as paypal credit. Never had any issues with using the app and customer services have always helped if I have any questions Reviewed on: 16th June 2025

Good and trustful service tested for a years.

Good and trustful service tested for a years. Reviewed on: 16th June 2025

Customer service is neutral because I've never had t...

Customer service is neutral because I've never had to use it. Reviewed on: 16th June 2025

Reliable back up

I have been with PayPal for a few years, never had an issue. Great service. Reviewed on: 15th June 2025

I use PayPal credit for everything.

I use PayPal credit for everything. It is the most convenient way of paying and plenty of options to pay money back Reviewed on: 15th June 2025

The only way I pay for anything online!

The only way I pay for anything online! I’ve had such a good experience with them helping me get refunds, so easy and reliable. I also use the “pay later” option frequently. It’s nice being able to spread the cost with no interest over 4 months. I would recommend to anyone! Reviewed on: 15th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Overpay
from Incredible 4.60 from 5 reviews
123 Credit Card
from Santander 3.91 from 159 reviews
Everyday Credit Card
from Santander 3.88 from 19 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 20043 reviews
Payment Provider
from PayPal 4.92 from 3597 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub