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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50393 reviews)

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4.91

Based on 50,393 reviews, last reviewed 6th Jun 2025

1805400% increase in 5 star reviews

in the past 90 days

1467% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use and adds an extra layer of payment prote... Easy to use and adds an extra layer of payment protection. Reviewed on: 6th June 2025

Latest lowest rating:

1

I got cones out £100 PayPal did nothing to help I got cones out £100 PayPal did nothing to help Reviewed on: 3rd June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50393)

Review of the PayPal, PayPal Credit:

Easy to use easy

Easy to use gives great opportunities to be able to spread large payments over eg 4 months rather than sticking on a credit card. Reviewed on: 31st May 2025

Easy to use and adds an extra layer of payment prote...

Easy to use and adds an extra layer of payment protection. Reviewed on: 6th June 2025

I have to pay my expenses in 3 gives or...

I have to pay my expenses in 3 gives or in 3 months Reviewed on: 6th June 2025

It just works!

No real comments, I do what I need to do and it just works! Reviewed on: 6th June 2025

They are always prompt to resolve any issues.

They are always prompt to resolve any issues. The flexible payment option allows me to go on holiday whilst giving me 4 months to make the payment interested free. I always take advantage of that and it helps so much financially. Reviewed on: 6th June 2025

Easy, and safe

Easy to use, very convenient, a safe way to spend money, competitive interest rates, also pay in full without having to pay interest. Reviewed on: 6th June 2025

Great and fast.

Great and fast. Lovely features and easy to understand Reviewed on: 6th June 2025

PayPal go above and beyond when it comes to assistin...

PayPal go above and beyond when it comes to assisting with issues. Their customer service advisors are knowledgeable and professional and always treat their customers with respect. Easy to contact and obtain always the best solution for both consumer and business. Reviewed on: 6th June 2025

Trust worthy

Good service and easy to use options. Reviewed on: 5th June 2025

I often use the 4 months interest free option.

I often use the 4 months interest free option. Normal credit cards only give you 1 month. Reviewed on: 5th June 2025

PayPal Credit is a very useful feature

PayPal Credit is a very useful feature allowing easy management of outstanding balances and the possibility of paying off in a timely way with no interest added Reviewed on: 5th June 2025

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