Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50546 reviews)

View other PayPal products

4.91

Based on 50,547 reviews, last reviewed 9th Jun 2025

1819300% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’m very happy with PayPal Credit. I’m very happy with PayPal Credit. Reviewed on: 9th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50547)

Review of the PayPal, PayPal Credit:

Absolutely love PayPal , so handy!

I have used them for a few months now and absolutely love the way it works Reviewed on: 8th July 2022

I’m very happy with PayPal Credit.

I’m very happy with PayPal Credit. Reviewed on: 9th June 2025

I regularly use paypal's Pay 3 in 3 to stay in control.

I regularly use paypal's Pay 3 in 3 to enable me to afford the things I need, it's an excellent, easy to use way to pay with no hidden charges, easy to set up and use just when you need it. Reviewed on: 9th June 2025

Caring customer service

Very helpful, understanding polite no problems at all Reviewed on: 9th June 2025

Flawless

Customer service has been great when I needed printed statements in the past. Very helpful! I’ve never been overcharged, always paid on time too. Brilliant service that I will continue to use! Reviewed on: 9th June 2025

Fantastic Service Flexible and Super Safe!

I've been using PayPal for years, and it never disappoints. The service is fast, reliable, and incredibly user-friendly. What I love most is the flexibility – whether I'm shopping online, sending money to friends, or paying for services, it's all seamless. The security features are top-notch, giving me total peace of mind with every transaction. I especially appreciate the buyer protection, which adds an extra layer of safety when shopping from new sellers or international sites. Overall, PayPal continues to be my go-to payment method. Highly recommended for anyone looking for a safe, flexible, and hassle-free way to manage payments! Reviewed on: 9th June 2025

Excellent service and easy to navigate app

Excellent service and easy to navigate app Reviewed on: 9th June 2025

Pretty handy

It's handy having the option to use credit when using PayPal, as it's the method I use most often when paying online. Reviewed on: 9th June 2025

PayPal is convenient & easy to access to make payments.

PayPal is convenient & easy to access to make payments. Also good at providing different interest free payment options. Their App is great to find your statements etc... Reviewed on: 9th June 2025

Always great never any hassles.

Always great never any hassles. Very handy to have the option of paypal Reviewed on: 9th June 2025

Easy to use interface.

Easy to use interface. Good options for interest free credit. Reviewed on: 9th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

All in One Credit Card
from Halifax 3.96 from 72 reviews
Credit Building Credit Card
from Vanquis 4.76 from 16741 reviews
Platinum Purchase Card
from TSB 2.56 from 8 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub