Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50556 reviews)

View other PayPal products

4.91

Based on 50,556 reviews, last reviewed 10th Jun 2025

1820100% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very useful for 'Pay in Three' purchases. Pay Pal always seems to work well for safe payments when making purchases. I like the facility to pay in instalments for something special. Reviewed on: 10th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50556)

Review of the PayPal, PayPal Credit:

Easy and Convenient

So simple to use PayPal and gives peace of mind that Credit Card details are not being given out to companies who may not be as secure with their data as they would like to be. Reviewed on: 1st August 2022

Very useful for 'Pay in Three' purchases.

Pay Pal always seems to work well for safe payments when making purchases. I like the facility to pay in instalments for something special. Reviewed on: 10th June 2025

I feel confident using PayPal to purchase items onli...

I feel confident using PayPal to purchase items online because if I experience problems PayPal has been able to sort the matter out efficiently and taken all the hassle out of my hands. I never purchase items now without using PayPal, gives me great peace of mind and makes shopping online a pleasant experience. Also sending money to friends and family is so easy and safe to use. Reviewed on: 10th June 2025

Excellent in every way especially in the times we al...

Excellent in every way especially in the times we all find ourselves in at the moment with shortages of money Reviewed on: 10th June 2025

PayPal, a quick solution

I have used PayPal for years, I found it very useful, but still thinking that should be more offers and payment options. Reviewed on: 10th June 2025

wary good i rec mind to all my friend

wary good i rec mind to all my friend Reviewed on: 9th June 2025

Fabulous service !

Fabulous service ! Any issues are rectified quickly. Handy app to make payments on and keep track of your balance.. Reviewed on: 9th June 2025

Have used PayPal for some years now and it has alway...

Have used PayPal for some years now and it has always been easy to use the service is good. It has made life much easier Reviewed on: 9th June 2025

Everything great.

Everything great. Very happy. Fast, efficient? Friendly service and staff. Everything easy. Reviewed on: 9th June 2025

I Always use PayPal at checkout if available gives y...

I Always use PayPal at checkout if available gives you security and great options for payments such as pay in 3 or credit options. Reviewed on: 9th June 2025

I’m very happy with PayPal Credit.

I’m very happy with PayPal Credit. Reviewed on: 9th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from American Express 4.45 from 121 reviews
Credit Building Credit Card
from Vanquis 4.76 from 16742 reviews
Aqua Credit Card
from NewDay 4.88 from 2844 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub