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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 22nd Jan 2026

50% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

An unusually long interest free period A four month interest free period is almost unprecedented, except for six or 12 months interest free periods on specific items with larger retailers. ... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

1

Pay pal - Has had my money held to ransom on all ord... Pay pal - Has had my money held to ransom on all orders placed for 120 days before they release any funds- We have been with Pay pal for several Year... Read more Reviewed on: 22nd January 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Very easy to use and useful for most online payments...

very easy to use and useful for most online payments Paypal always has a service. also offering installment payment from zero to minimal interest depends no. of months to full payment.. So far I don't have any issues of fraud transactions I have bee n using Paypal maybe more than 5 years. Definitely I will recommend to my friends. Reviewed on: 9th June 2024

The best team

Perfect Pay pal credit always help Reviewed on: 23rd June 2025

It is always there when needed, I would like to have...

It is always there when needed, I would like to have PayPal in 3 option everytime when it is about a big purchase Reviewed on: 23rd June 2025

PayPal online is very good i never had a problem whe...

PayPal online is very good i never had a problem when shopping it's so say and secure Reviewed on: 22nd June 2025

Most services are very efficient

Most services are very efficient Reviewed on: 22nd June 2025

Ease of use - top tier.

I’ve been using PayPal credit for a number of years now and it’s super easy to use. You can easily see your outstanding balance. You get reminders before your payment is due. Overall great service. Reviewed on: 22nd June 2025

When life comes at you fast

When life comes at you fast, PayPal credit gives me the breathing room to take it slow. Thank you PayPal credit, you allowed to me travel and see some beautiful things ! Reviewed on: 22nd June 2025

Positive experience

Positive experience overall not needed to speak to customer care Reviewed on: 22nd June 2025

Platform Easy to use and navigate

Platform Easy to use and navigate Reviewed on: 22nd June 2025

Easy to use

Easy to use, wide variety of retailers, easy payments Reviewed on: 22nd June 2025

I don't know what I'd do without them

I have been with paypal for a number of years and never once had an issue Reviewed on: 22nd June 2025

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