Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50722 reviews)

View other PayPal products

4.91

Based on 50,722 reviews, last reviewed 17th Jun 2025

1834600% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great to use. Great to use. Have recommend to friends Reviewed on: 17th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews See your review

About this product

PayPal PayPal Credit reviews (50722)

Review of the PayPal, PayPal Credit:

Great Experience with PayPal Credit.

My Great Experience with PayPal Credit I recently had a fantastic experience using PayPal Credit for a larger online purchase, and I wanted to share my positive feedback. I was looking to buy a new piece of electronics, and while I had some savings, I didn't want to deplete them entirely. That's where PayPal Credit came in. The application process was incredibly fast and straightforward, taking only a few minutes to get approved. What impressed me most was the 0% interest promotional period they offered. This allowed me to spread the cost of my purchase over several months without incurring any extra charges, which was a huge relief. Managing my payments has also been a breeze. The PayPal platform clearly shows my payment due dates and outstanding balance, and I receive timely reminders. It's truly given me more flexibility in my budget, allowing me to get what I needed without financial strain. I'm genuinely happy with how easy and beneficial PayPal Credit has been for me. Reviewed on: 29th May 2025

Easy to navigate website - simple procedure to get P...

Easy to navigate website - simple procedure to get PayPal credit set up Reviewed on: 12th June 2025

Really good experience, easy transaction, no issies...

Really good experience, easy transaction, no issies at all Reviewed on: 12th June 2025

I am particularly impressed with the funding options...

I am particularly impressed with the funding options that are offered as well as the pay back options and interest rate applicable. Reviewed on: 12th June 2025

Flexible, very easy to apply.

Flexible, very easy to apply. 4 months interest free credit helps the customers to plan and budget the repayment. Very happy with the service generally Reviewed on: 12th June 2025

Fast, simple and easy to use .

Fast, simple and easy to use . I recommend it Reviewed on: 12th June 2025

Best help

Useful Help when I need and a convenient time to payback Reviewed on: 12th June 2025

Smooth Ride with PayPal Credit

Initially I was struggling to get PayPal Credit but as soon as I qualified everything went through smoothly Reviewed on: 12th June 2025

Never had an issue with PayPal.

Never had an issue with PayPal. All my transactions have been troublé free so far Reviewed on: 12th June 2025

Safe, secure, convenient

Never any issues, the money I keep in there feels safe and secure. As someone who often uses PayPal to do TCG trading with friends it’s the best way to easily move money from person to person without concerning myself with bank details or giving any personal details I don’t want to give. Reviewed on: 12th June 2025

Modern app, easy to use the service.

Modern app, easy to use the service. Reviewed on: 12th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Capital One 3.96 from 279 reviews
Bip Credit Card
from NewDay 4.91 from 2284 reviews
Fluid Credit Card
from NewDay 4.16 from 103 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 20043 reviews
Payment Provider
from PayPal 4.92 from 3597 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub