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PayPal: PayPal Credit reviews

4.74
Based on 132,994 reviews, last reviewed 10th Jun 2026
3782050% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

quick easy and supportive quick easy and supportive no fuss no confusion Reviewed on: 10th June 2026
Richard's avatar
Richard

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (132995)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great service

5
Really easy to set up and use. Added to Apple wallet easily. Used overseas no issues. Reviewed on: 8th June 2026

Never had any problems with paying in and great that...

5
Never had any problems with paying in and great that you remind me to pay on time Reviewed on: 8th June 2026

Easy and affordable finance options.

5
Easy and affordable finance options. Feels safe using paypal Reviewed on: 8th June 2026

Money when I need it

5
Money when I need it and the pay in three means I don't mount up debt as it's paid off over 3 months Reviewed on: 8th June 2026

Ive had nothing but a brilliant experience with payp...

5
Ive had nothing but a brilliant experience with paypal credit. I often use the pay over 4months option. As its convenient and no interest. So helps me budget better. Reviewed on: 8th June 2026

Simple to use and plenty of benefits

5
Simple to use and plenty of benefits Reviewed on: 8th June 2026

A service you can rely on

5
Quick, easy, not challenging or difficult. Not left with any doubts or uncertainty. Excellent Reviewed on: 8th June 2026

Never any issues.

5
Never any issues. Always accurate. Reviewed on: 8th June 2026

Reliable and instant credit when needed, great inter...

5
Reliable and instant credit when needed, great interest free offers Reviewed on: 8th June 2026

PayPal credit

5
PayPal credit were great, they were very helpful and what I needed. Reviewed on: 8th June 2026

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