Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140352 reviews)

View other PayPal products

4.73

Based on 140,352 reviews, last reviewed 16th Jun 2026

4117200% increase in 5 star reviews

in the past 90 days

11650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very handy to use and pay on line Very handy to use and pay on line Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (140352)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Really happy you van have those items u allways want...

Really happy you van have those items u allways wanted and pay back easy and safe Reviewed on: 9th June 2026

I found PayPal as a safe and easy.

I found PayPal as a safe and easy way of making payments. Reviewed on: 9th June 2026

Easy peasy!

Such an easy process and customer service is excellent! Reviewed on: 9th June 2026

Valuable when needed

I have used PayPal credit a few times and found it seamless and user friendly Reviewed on: 9th June 2026

it is easy to use and see how much you owe.

it is easy to use and see how much you owe. it is a good service being able to split payment for free. Reviewed on: 9th June 2026

Long term user

Have been with PayPal for years. Never had a problem. smooth transactions and have never had to report any issues Reviewed on: 9th June 2026

A great way to purchase items and services.

I use paypal a lot to paty for purchase items and send money. It is so easy to use the service. Gives a great way to manage payments iin instalments allowing yu to budget. Reviewed on: 9th June 2026

Great Service

Great Service. Easy to set up and use. Always kept informed. Reviewed on: 9th June 2026

gold star

Always easy to use. No problems encountered. Reviewed on: 9th June 2026

PayPal credit ; easy to use & there when you need it.

Extremely customer friendly,clear and easy to use, and a name you can trust. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 71472 reviews
Payments
from PayPal 4.72 from 3750 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub