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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,807 reviews, last reviewed 1st Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026
Gabriela O's avatar
Gabriela O

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026
Lui R's avatar
Lui R
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Really like the interest free PAY IN THREE option

5
Really like the interest free PAY IN THREE option Reviewed on: 13th June 2024
EDWARD C's avatar
EDWARD C

Amazing work and helpful with the amount of work the...

5
Amazing work and helpful with the amount of work they put in Reviewed on: 31st May 2025
Nathan p's avatar
Nathan p

Easy to use

5
Love the paypal finance, app makes it very easy to follow and maying payments is very easy. Intrest free period is a great offer to take advantage off. Only down side is payments are slow at processing 1-2 days as times. Reviewed on: 31st May 2025
Stephen 's avatar
Stephen

Its always been a easy to use.

5
Its always been a easy to use. Like credit or pay in 3 Reviewed on: 31st May 2025
Ratna Rai's avatar
Ratna Rai

Convenience

5
Easy to use however it would be great if provided a credit card so will be able to use it around the world Reviewed on: 31st May 2025
Korn's avatar
Korn

Incredible experience

5
I have been using paypal credit since 2022 and I would say It’s simple and easy to use Reviewed on: 31st May 2025
Abdikani's avatar
Abdikani

As Simple as ABC ! fast , easy to navigate as simple...

5
Excellent service, fast , easy to navigate as simple as ABC . Payments are clear , this is the best App I have ever used ! Well done PayPal ! Reviewed on: 31st May 2025
Jackie C's avatar
Jackie C

Easy to manage through the app and no hidden costs.

5
Easy to manage through the app and no hidden costs. Plus the 0% promotion offers are a huge help as well. Reviewed on: 31st May 2025
phillow@me.com's avatar
[email protected]

Easy to use

5
Easy to use and pay in three is handy. Reviewed on: 31st May 2025
Steve M's avatar
Steve M

EXCELLENT SERVICE ,Very good Iv been in paypall at l...

5
EXCELLENT SERVICE ,Very good Iv been in paypall at least 10 years and yi really happy with paypall Reviewed on: 31st May 2025
posa d's avatar
posa d

Good for shopping

5
Lots of options using PayPal payments Reviewed on: 31st May 2025
Ariel l's avatar
Ariel l

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