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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 22nd Jan 2026

50% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

An unusually long interest free period A four month interest free period is almost unprecedented, except for six or 12 months interest free periods on specific items with larger retailers. ... Read more Reviewed on: 22nd January 2026

Latest lowest rating:

1

Pay pal - Has had my money held to ransom on all ord... Pay pal - Has had my money held to ransom on all orders placed for 120 days before they release any funds- We have been with Pay pal for several Year... Read more Reviewed on: 22nd January 2026

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

hassle Free and easy to use

hassle Free and easy to use, best way to pay over time with out hidden fees if you follow simple guide lines Reviewed on: 29th May 2025

Great service and easy to use.

I have been using PayPal now for a few years and have always found the service easy to use and gives a great service. I would be lost without it. Reviewed on: 22nd June 2025

quick and easy to use, would recommend to family and...

quick and easy to use, would recommend to family and friends Reviewed on: 22nd June 2025

Great- trustworthy and quick.

Great- trustworthy and quick. No issues Reviewed on: 21st June 2025

Brilliantj service confident my moneys safe

Brilliant service confident my moneys safe Reviewed on: 21st June 2025

Paypal Credit is worth it!

Paypal credit has provided me with the opportunity to make purchases that I'd otherwise not be able to afford. The ability to pay this back over 4 months interest free has helped me so much with budgeting whilst still being able to enjoy my life. Even if I am unable to payback the entire amount past those 4 months, the interest is still so low that it is barely noticeable! Reviewed on: 21st June 2025

PayPal credit is giving 4 months free interest credi...

PayPal credit is giving 4 months free interest credit which is very helpful for money wise purchases, I feel it has given me time to pay off without interest in 4 months time. I definitely recommended to others about it ! Reviewed on: 21st June 2025

Paypal credit

Helps you spread monthly payments out to help make life affordable. Very easy to check what you owe and make early payments if wanted Reviewed on: 21st June 2025

I have never had any issues with using PayPal at all...

I have never had any issues with using PayPal at all and the ability to use it in different scenarios is absolutely fantastic. PayPal credit lets me get what I need or want faster than having to save for it. Reviewed on: 21st June 2025

Easy to use, well explained and a sometimes lifeline

Easy to use, well explained and a sometimes lifeline Reviewed on: 20th June 2025

Easy app - always works well.

Easy app - always works well. Good way to budget also. Reviewed on: 20th June 2025

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