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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 29th Oct 2025

95% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Simple effective unique

Makes online purchases so easy. I’m one those people who can never remember what pair of jeans I’ve left my wallet in. PayPal credit just makes online shopping so simple and efficient. Reviewed on: 8th July 2022

Great- trustworthy and quick.

Great- trustworthy and quick. No issues Reviewed on: 21st June 2025

Brilliantj service confident my moneys safe

Brilliant service confident my moneys safe Reviewed on: 21st June 2025

Paypal Credit is worth it!

Paypal credit has provided me with the opportunity to make purchases that I'd otherwise not be able to afford. The ability to pay this back over 4 months interest free has helped me so much with budgeting whilst still being able to enjoy my life. Even if I am unable to payback the entire amount past those 4 months, the interest is still so low that it is barely noticeable! Reviewed on: 21st June 2025

PayPal credit is giving 4 months free interest credi...

PayPal credit is giving 4 months free interest credit which is very helpful for money wise purchases, I feel it has given me time to pay off without interest in 4 months time. I definitely recommended to others about it ! Reviewed on: 21st June 2025

Paypal credit

Helps you spread monthly payments out to help make life affordable. Very easy to check what you owe and make early payments if wanted Reviewed on: 21st June 2025

I have never had any issues with using PayPal at all...

I have never had any issues with using PayPal at all and the ability to use it in different scenarios is absolutely fantastic. PayPal credit lets me get what I need or want faster than having to save for it. Reviewed on: 21st June 2025

Easy to use, well explained and a sometimes lifeline

Easy to use, well explained and a sometimes lifeline Reviewed on: 20th June 2025

Easy app - always works well.

Easy app - always works well. Good way to budget also. Reviewed on: 20th June 2025

Best app ever

I have been using paypal for a while now and they are i would recommend people to use paypal Reviewed on: 20th June 2025

I've had very little issues over the years using Pay...

I've had very little issues over the years using PayPal Credit, and always found support from the customer service. It's a good and handy product. Reviewed on: 20th June 2025

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