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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Very good and reliable and helpful

Very good and reliable and helpful Reviewed on: 31st May 2025

Easy and flexible finance

Easy and flexible finance for items costing a little bit more than average soend Reviewed on: 31st May 2025

I'm really enjoying the freedom of paypal credit can...

I'm really enjoying the freedom of paypal credit can't fault them the online shopping side of it is fantastic Reviewed on: 31st May 2025

Good overall although the credit balance is confusing.

Good overall although the credit balance is confusing. Reviewed on: 31st May 2025

Paypal is a great service.

Paypal is a great service. Easy and reliable, would recommend to everyone. You can keep track of what you spent where, as well as set automatic payment sources. Reviewed on: 31st May 2025

I'm very happy with PayPall services.

I'm very happy with PayPall services. Reviewed on: 31st May 2025

Simple and Safe to use.

Simple and Safe to use. Availablity and options always available. Easy to keep an eye on your spend and monitor outgoings etc. Confident that if there are any issues PayPal will sort it. Reviewed on: 31st May 2025

Convenient and Flexible Payment Option

I’ve been using PayPal’s “Pay in 4” feature for a few months now, and it’s been incredibly helpful. It allows me to split purchases into four interest-free payments, making it easier to manage my budget without using a credit card. The process is smooth—approval is instant, and payments are automatically scheduled, so I don’t have to worry about missing a due date. It’s especially useful for larger purchases where I prefer not to pay all at once. Highly recommended for anyone looking for a flexible and reliable payment option. Reviewed on: 31st May 2025

PayPal Credit is an easy way to obtain deferred paym...

PayPal Credit is an easy way to obtain deferred payment terms for regular purchases. It helps to give flexibility and to smoothen out lumpy cash flows. Reviewed on: 31st May 2025

PayPal 10/10

I’ve been using PayPal for a number of years now and I use this service all the time. I’m what you call a SHOPAHOLIC and this service has helps me obtain what I want and gives me more then enough flexibility of paying back the credit I use. Reviewed on: 31st May 2025

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