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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Highly recommend!

They were very understanding, willing to listen to my financial concerns and able to respond within a few hours with a positive response that put my mind about financials at ease without any rudeness at all. Reviewed on: 25th May 2024

PayPal 10/10

I’ve been using PayPal for a number of years now and I use this service all the time. I’m what you call a SHOPAHOLIC and this service has helps me obtain what I want and gives me more then enough flexibility of paying back the credit I use. Reviewed on: 31st May 2025

PayPal Credit quick easy and flexible to use.

PayPal Credit quick easy and flexible to use. Great range of options to repay and so simple to administer Reviewed on: 31st May 2025

PayPal- Great Service

Never had any problems, easy to contact, secure method of payment, gives you peace of mind Reviewed on: 31st May 2025

Great service, always handy to have!

Great service, always handy to have! Reviewed on: 31st May 2025

PayPal is fast and reliable

PayPal has been always a fast and secure way to pay for my bills. Reviewed on: 31st May 2025

Straight forward and easy to keep track of.

Straight forward and easy to keep track of. I love the PayPal credit option which comes in handy for those big purchase. Reviewed on: 31st May 2025

Paypal, higly recommended!.

Any problem I had has been quickly resolved. Customer services always professional & helpful. Protects your originator bank details. Reviewed on: 31st May 2025

Stellar Paypal with Pay in 3

I have a great experience with Paypal so far especially since it introduced Pay in 3 facility. I wish it could add virtual banking with account as well. Reviewed on: 31st May 2025

Ease of mind !

In a digital world and online purchases it is very important to have a safe and secure way of paying! I find it extremely useful to use PayPal for my purchases. PayPal also offered me a credit line at very good rates and the possibility of buying now and pay later. I would recommend PayPal to all of my family and friends! Reviewed on: 31st May 2025

Does what it says it promises

Easy and simple to use very straight forward Reviewed on: 31st May 2025

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