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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Highly recommend!

They were very understanding, willing to listen to my financial concerns and able to respond within a few hours with a positive response that put my mind about financials at ease without any rudeness at all. Reviewed on: 25th May 2024

PayPal has been an amazing source of connecting with...

PayPal has been an amazing source of connecting with friends and family in sending money without any hassle and it's also easy to shop and make payment without bank account number & sort code. Just a single tap with email address and money will be received. Reviewed on: 31st May 2025

Thumbs up for Paypal

Great options when purchasing, either pay up front or spread the cost over your credit account, any issues with items not arriving on time or damaged you can raise a dispute, refunds say it can take x amount of days, in my experience its a day at the most. Super service, staff very helpful over the phone, & well tuned in to what the customer is asking them. Highly recommend anyone to open a Paypal account, fast, easy, safe as houses. Reviewed on: 31st May 2025

Excellent way to pay for omline purchases.

Excellent way to pay for omline purchases. PayPal credit sometine comes in useful. Reviewed on: 31st May 2025

PayPal is a trusted pal to help keep you safe

PayPal has been a consistent merchant and trusted pay service for years, I am happy to be apart of the customer base. Reviewed on: 31st May 2025

It was an easy way to pay in installments with no hi...

It was an easy way to pay in installments with no hidden costs or hassle. Very easy and helped me get something I needed quickly but couldn't afford at that time. Reviewed on: 31st May 2025

It's always fast without any difficulty on transfers...

It's always fast without any difficulty on transfers or in general Reviewed on: 31st May 2025

PayPal is definitely my pal

PayPal is quick and easy to use, helps paying for things over time if you haven’t got the money upfront which these days is a must. Straight forward and reminders Reviewed on: 31st May 2025

I’ve been using PayPal for several years now, and ov...

I’ve been using PayPal for several years now, and overall, it’s been a reliable and convenient tool for online payments, both personally and professionally. The interface is very easy to use making it very easy to make transactions, loans, payments or manage subscriptions. PayPal offers strong buyer protection and encrypted transactions, which adds a layer of security that’s especially helpful for online purchases. Another benefit is that it has global recognition and supports international currencies which makes it easy for international transactions. Payments between paypal and bank accounts are really quick. Reviewed on: 31st May 2025

I always buy from shopps that offer PayPal

I always buy from shopps that offer PayPal - because I feel safer Reviewed on: 31st May 2025

Paypal is trustworthy and flexible

Paypal gives me the flexibility to pay for my items without worrying about huge amounts of money coming out all at once with their Pay in 3. I also would only use Paypal as the only trustworthy source of Payment for a website that I have never used; just in case it is a scam. Paypal takes care of everything right away if that ever happens. They are the only ones people should use when shopping online if available. Reviewed on: 31st May 2025

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