Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145427 reviews)

View other PayPal products

4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145427)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

The flexibility has been key.

PayPal Credit has given me slot more freedom with my finances allowing me spending power when I have needed it most no matter my fixed One day a month income. The new found flexibility it has given me financially has been immeasurable. Reviewed on: 10th June 2026

Excellent service with great protection

Excellent service always there if money is abit tight. Great service when paying for items and fully protected if there's a problem with the item. An excellent and safe way to pay on an unsafe world Reviewed on: 10th June 2026

Was good and easy .

Was good and easy .i recommend it to everyone Reviewed on: 10th June 2026

Consistent good service.

Consistent good service. Always good to know that Reviewed on: 10th June 2026

Always good.

Always good. Easy to use and operate. Reviewed on: 10th June 2026

Easy to send and receive payments.

Easy to send and receive payments. I enjoy being able to split my payments over 3 months Reviewed on: 10th June 2026

So flexible on how many ways to pay, love it.

So flexible on how many ways to pay, love it. Reviewed on: 10th June 2026

Excellent way to guarantee online paymemts

Makes paying for large items easy by allowing payment to be spread over 3 payment or allows you 4 months interest free Reviewed on: 10th June 2026

Quick simple and easy

Quick simple and easy- can keep track on the app, see clearly what you are spending and when you need to repay. When I had issues with getting an expensive item delivered they helped me with getting my money back. Reviewed on: 10th June 2026

It’s has very good service with safety

It’s has very good service with safety Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76394 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub