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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146501 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146502)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal gives me flexibility and safety in managing m...

PayPal gives me flexibility and safety in managing my finances. It allows sensible budgeting and flexibility. It is quick and easy to use Reviewed on: 11th June 2026

PayPal a real friend

It’s safe, it offers different ways to spend which is excellent in this current climate and very easy to use Reviewed on: 11th June 2026

Easy to use, helpful intermediary payment to cover s...

Easy to use, helpful intermediary payment to cover short term emergency costs, 0% time period is a great buffer just in case. Reviewed on: 11th June 2026

Very easy to use, make payments and spread costs

Very easy to use, make payments and spread costs Reviewed on: 11th June 2026

Quick and easy to do and very helpful.

Quick and easy to do and very helpful. Reviewed on: 11th June 2026

very easy to use and understand.

very easy to use and understand. have used the facility several times and have not encountered any issues. Reviewed on: 11th June 2026

Ive been using PayPal for years

Ive been using PayPal for years now for quick checkouts and the PayPal credit and now recently with the PayPal debit card so I can get the extra rewards, the PayPal credit is great because I was given a great credit and low apr and then paying friends and family is just a lot simpler too Reviewed on: 11th June 2026

Just really good service.

Just really good service. Been really handy Reviewed on: 11th June 2026

Quick and easy if not a little flawed

They provide a streamlined and easy method to pay for things online and now in real life with their new credit card. They offer buyer and seller protection through the goods and services option when sending money to another PayPal user and 9/10 I have never had issues using their services. Customer service is usually brilliant, the only issues I would say they need to improve on is recovering funds from a scam. When I lost a small amount to a scammer, PayPal were limited but their own practices and policies with how much they could help. In the end they gave me credit for the amount lost but it meant the scammer got away with my money and was still able to use their PayPal account. Despite me providing significant evidence Reviewed on: 11th June 2026

Good company to trust with your money

Good company. Can trust them with purchase issues and they are thorough at resolving in best interest. The interest on purchases seems reasonable at the moment. I would recommend using PayPal to friends and family. Reviewed on: 11th June 2026

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