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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149480 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149484)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy and efficient to use

Easy and efficient to use, safe and secure provider Reviewed on: 12th June 2026

Pay pay your flexible finance tool.

Pay pal is àn ideal way to have flexibility for those everyday expenses. Or unexpected surprises in todays modern world. Pay off in one. Or flexible payments to suit your needs. Doing finance your way at great rates. Reviewed on: 12th June 2026

Excellent

I have always uses PayPal for check out and never been declined. It's easy to use Reviewed on: 12th June 2026

PayPal is probably the best credit experience I pers...

PayPal is probably the best credit experience I personally have had over the years. Different options and protections behind it too you won’t get anywhere else. Reviewed on: 12th June 2026

Very simple to use and very helpful

Very simple to use and very helpful when needed, would always say PayPal credit made my orders possible with less stress Reviewed on: 12th June 2026

Since I got the pay pal credit card to get the thing...

Since I got the pay pal credit card to get the things reachable for me. I very happy Reviewed on: 12th June 2026

Flexible payment

I use paypal credit and paypal pay in 3 often. They give me a bit of flexibility in the current financial climate. I recently used my points to discount a purchase which is always appreciated Reviewed on: 12th June 2026

Having a great time with PayPal debit and credit.

Having a great time with PayPal debit and credit.Excellent service Reviewed on: 12th June 2026

One of the best payment app, I really love it .

One of the best payment app, I really love it . It make easy in making payment in online and offline shop. Reviewed on: 12th June 2026

Easy and safe to use

Easy to use, paypal is my go to for majority of purchases, feels safe to use Reviewed on: 12th June 2026

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