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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176838 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176847)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Convenient and Dependable

I’ve been using PayPal for quite a while now, and overall it’s been a reliable and convenient way to send and receive payments. The setup was straightforward, and I like how widely it’s accepted across different websites. Transactions are usually quick, and having an extra layer of buyer protection gives me more confidence when shopping online. The app is easy to use, and I can keep track of my payments without any hassle. On the rare occasions I’ve needed support, it took a little time, but my issues were eventually resolved. Overall, PayPal has made online payments much simpler for me, and I’d happily recommend it to anyone looking for a secure and convenient payment service. I’ve also had a positive experience with PayPal Credit. It’s been a convenient way to spread the cost of larger purchases, and the application process was simple. Managing my account is straightforward, and payments are easy to keep track of. Overall, it’s been a useful and reliable option whenever I need a little extra flexibility. Reviewed on: 7th July 2026

Speed and Convenience: Sending money to friends or m...

Speed and Convenience: Sending money to friends or making purchases online takes seconds. You don't need to type in your card details on every single website, making checkout seamless. Buyer Protection: PayPal Buyer Protection is highly regarded for securing refunds on faulty items or fraudulent transactions. Flexible Payments: Services like PayPal Credit and Pay in 3 (Buy Now, Pay Later) are excellent, interest-free ways to spread the cost of larger purchases. Reviewed on: 7th July 2026

excelence if i need to barrow money for emergency us...

excelence if i need to barrow money for emergency used thanks Reviewed on: 7th July 2026

I give credit to PayPal credit.

PayPal credit is an excellent way of paying for large amounts of money, spreading the repayments over 4 months. Try to repay over that time to avoid interest, Setting up a direct debit is available to avoid missing payments and having to pay interest. Reviewed on: 7th July 2026

Very convincing to use like to sign in and almost 90...

Very convincing to use like to sign in and almost 90 percent for retailers have paypal checkout which is easier and it aslo offers instalments options Reviewed on: 7th July 2026

It was easy and straightforward to follow and set up...

It was easy and straightforward to follow and set up and simple to make payments back. Reviewed on: 7th July 2026

Have been using PayPal for a long time now and have...

Have been using PayPal for a long time now and have Always had excellent experiences from start to finish Reviewed on: 7th July 2026

Holiday expenses covered!

I used PayPal credit to cover unexpected expenses while on holiday, it's saved the day. Reviewed on: 7th July 2026

Find the whole process easy and hassle free.

Find the whole process easy and hassle free. Reviewed on: 7th July 2026

No running around to pay.

Never a problem and no running around to pay, it all just comes from my nominated source. Reviewed on: 7th July 2026

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