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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177006)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It’s been good.

5
It’s been good. And ease of payments Reviewed on: 7th July 2026

PayPal understand money.

5
PayPal understand money. With their finger on the pulse they provide quick easy simple solutions for people. With the means to spread repayments, often with 0% interest added, PayPal help your money go further. Reviewed on: 7th July 2026

I feel secure by using PayPal, specially these dates...

5
I feel secure by using PayPal, specially these dates that numbers, account can easy to be hacked. Reviewed on: 7th July 2026

PayPal is a easy friendly and secure payment platform

5
PayPal is a easy friendly secure way of making payment, I love it. Very convenient and user friendly. International transfer made easy Reviewed on: 7th July 2026

PayPal allows me to switch between accounts and to s...

5
PayPal allows me to switch between accounts and to spread my payments over 3 months, therefore giving me greater flexibility. Now, just not online but also a credit card to use on the high street. Reviewed on: 7th July 2026

Easy credit arrangement and the process was very suc...

5
Easy credit arrangement and the process was very successful Reviewed on: 7th July 2026

I use paypal credit PayPal credit all the time.

5
I use PayPal credit all the time. It’s easy to use. You get a reply quickly to say you are eligible or have passed the checks. I also trust PayPal credit. Reviewed on: 7th July 2026

PayPal review excellent

5
I find PayPal easy to use offering a range of products. The app is really good full of information Reviewed on: 7th July 2026

PayPal works

5
PayPal provides a very good and simple solution for my short term lending needs. I like that I can repay the debt to suit my financial situation. Reviewed on: 7th July 2026

its the quickest and easiest method of payment for me.

5
its the quickest and easiest method of payment for me. very convienient. Reviewed on: 7th July 2026

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