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PayPal: PayPal Credit reviews

4.91
Based on 50,808 reviews, last reviewed 12th Mar 2026
200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

cccccccccccccccccccccccccccccccccccccccccccccccccccc... cccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc Reviewed on: 12th March 2026
White's avatar
White

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026
Lui R's avatar
Lui R

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50808)

Review of the PayPal, PayPal Credit:

Awesome, and reliable

5
Awesome, PayPal gat your back they are indeed reliable trustworthy, I will not hesitate to introduce PayPal to anyone who ask me about the best consumer credit company, because he or she will not regret it. Reviewed on: 29th May 2025

I have had PayPal for years and it is a very trusted...

5
I have had PayPal for years and it is a very trusted platform with good incentives to use PayPal credit. Never had a problem! Reviewed on: 30th May 2025

I've not been able to use take 3 as often as I would...

5
I've not been able to use take 3 as often as I would like. Otherwise a good service Reviewed on: 30th May 2025

I have a very good experience with paypal.

5
I have a very good experience with paypal. Whenever I got any problem paypal solved it. Reviewed on: 30th May 2025

PayPal review

5
I use PayPal for all the transactions that I can, it's safe and secure and I can't be scammed or have my details stolen . Reviewed on: 30th May 2025

Interest free 3 month payment plans

5
Interest free 3 month payment plans are simple and effective. Reviewed on: 30th May 2025

Really easy to use with the app.

5
Really easy to use with the app. Not so easy to schedule payments Reviewed on: 30th May 2025

Yay pay pal

5
I've been with pay pal for a while now very handy and very easy to deal with never had any problems and have recommended pp a few times Reviewed on: 30th May 2025

Brilliant.

5
Brilliant. Everything as expected. Reviewed on: 30th May 2025

PayPal Credit

5
Using PayPal Credit regularly. I have purchased all sorts of things both in the UK and abroad using PayPal credit. Very comfy interest-free refund within four months. Recommend Reviewed on: 30th May 2025

Always had an excellent experience with PayPal, make...

5
Always had an excellent experience with PayPal, makes me feel confident making payments Reviewed on: 30th May 2025

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