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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177577)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Purchases using PayPal .

5
Purchases using PayPal are very convenient and easy. If you have a problem with any transaction, PayPal Customer Services team are very helpful, more so than other companies. Reviewed on: 7th July 2026

PAYPAL - safe and secure

5
PayPal is the only method I use to pay bills or for any purchase - safe, secure and reliable!! Reviewed on: 7th July 2026

Always helpful.

5
Always helpful. Fast easy service A* Reviewed on: 7th July 2026

PayPal credit has been my go-to for a few years if I...

5
PayPal credit has been my go-to for a few years if I need to spread the cost of a purchase. It’s quick and easy to apply for and gives peace of mind through buyer protection. The repayment time is variable depending on the amount you borrow. I regularly use it and highly recommend. Reviewed on: 7th July 2026

PayPal wouldn’t be without it!

5
Have been using PayPal for a number of years and have never had a problem! - If I did they would sort it out! I love the choices for interest credit and use them quite often. I also have their credit card and use it regularly to pay things like grocery shopping as I get money back. Reviewed on: 7th July 2026

PayPal is great but...

4
PayPal is great but I have recently received the debit card and it declines where it shouldn't, even when using the pin, which has now made me hesitant in using it. Reviewed on: 7th July 2026

Sending money

4
Good for sending money abroad, normal banks they charge you a lot for sending money to other countries Reviewed on: 7th July 2026

So happy with PayPal

5
I can also use PayPal to paid for something and secure my payments against fraud Reviewed on: 7th July 2026

Convent way to pay five star

5
I’ve no issues with this service and would gladly recommend it to anyone especially if you’re struggling to pay outright and need to pay monthly it’s just more convenient. Reviewed on: 7th July 2026

Fab payment option

5
Easy to use many different options to use, if there's an issue pay pal can mostly resove the issue in a timely manner Reviewed on: 7th July 2026

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