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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 29th Oct 2025
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good start, but tell us a little more. Good start, but tell us a little more. Reviewed on: 23rd October 2025
Kyaw Lay's avatar
Kyaw Lay

Latest lowest rating:

1

I have used PayPal pay in 3 for aome time and i was... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 p... Read more Reviewed on: 29th October 2025
Maud 's avatar
Maud

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Simple effective unique

5
Makes online purchases so easy. I’m one those people who can never remember what pair of jeans I’ve left my wallet in. PayPal credit just makes online shopping so simple and efficient. Reviewed on: 8th July 2022

nothing more to add service is good

5
nothing more to add service is good Reviewed on: 17th June 2025

It’s good app where u can send money

4
It’s good app where u can send money Reviewed on: 17th June 2025

Recommendations

5
I got recommended it by a friend so I downloaded it and I’ve had it since. I’ve very much found it useful and very easy to use too. I’ve recommended it to a few other friends too, I’d definitely recommend it to more people in the future :) Reviewed on: 17th June 2025

Easy Peasy Lemon Squeezy

5
I’ve used PayPal for years and it works easily. I have repeat payments set up, I have direct debits come from my account and it’s really easy as I don’t have to do anything, I just make sure there’s money in there and it does the work for me! Reviewed on: 17th June 2025

pay pal credit is goated get on it

5
pay pal credit is goated get on it Reviewed on: 17th June 2025

PayPal is trusted and accepted in many places which...

5
PayPal is trusted and accepted in many places which makes it very convenient. I never had issues with it and I use it and prefer it above other payment methods. Reviewed on: 17th June 2025

had paypal since i been in school days.

5
had paypal since i been in school days. never had any problems or anything 100% good to use if you want to feel safe . worldwide you can use it pretty sure in any country Reviewed on: 17th June 2025

Highly Recommend PayPal Pay in 3!

5
Use PayPal Pay in 3 regularly and it helps spread the costs of holidays and treats. Reviewed on: 17th June 2025

Always get first class customer service Paypal is th...

5
Always get first class customer service Paypal is the best Reviewed on: 17th June 2025

Paypay Credit experience is so easy.......

5
The whole Paypay experience is easy and allows much flexibility both in purchase and credit flexibility. Reviewed on: 16th June 2025

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