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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,808 reviews, last reviewed 12th Mar 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

cccccccccccccccccccccccccccccccccccccccccccccccccccc... cccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc Reviewed on: 12th March 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Awesome, and reliable

Awesome, PayPal gat your back they are indeed reliable trustworthy, I will not hesitate to introduce PayPal to anyone who ask me about the best consumer credit company, because he or she will not regret it. Reviewed on: 29th May 2025

Never had any issues with using paypal.

Never had any issues with using paypal. When I have needed to use the credit or pay for something its been absolutely fine. Reviewed on: 30th May 2025

Easy to use and manage.

Easy to use and manage. Good way to pay for unexpected bills, without silly interest. Reviewed on: 30th May 2025

I find the payment difficult it doesn't take off fro...

I find the payment difficult it doesn't take off from account straigt away Reviewed on: 30th May 2025

Love paypal credit, so useful and easy to use!

Love paypal credit, so useful and easy to use! Reviewed on: 30th May 2025

Fast, safe and easy of paying orders online.

Fast, safe and easy of paying orders online. Reviewed on: 30th May 2025

Excellent customer service

I had an issue with a PayPal Credit payment — the payment wouldn’t go through, and I received a late fee for the missed payment. I called PayPal Credit and spoke with a very kind lady who resolved my issue. The customer service was excellent, and I am very satisfied. Reviewed on: 30th May 2025

I have used PayPal for many years, I find it a safe...

I have used PayPal for many years, I find it a safe and secure way of making payments for goods and services on line or for sending money to friends & family. Over the past few years I have also found myself making more use of the Pay in Three facility and by offsetting/spreading out the cost of things using the flexible payment plans offered by PayPal Credit. Reviewed on: 30th May 2025

I have had time when I had to cancel a payment and c...

I have had time when I had to cancel a payment and customer service was very supportive Reviewed on: 30th May 2025

The app is fast efficient and easy to use.

The app is fast efficient and easy to use. Similarly PayPal credit and pay in three and all extremely useful. Reviewed on: 30th May 2025

Always reliable a easy to use.

Always reliable a easy to use. Excellent customer support. Reviewed on: 30th May 2025

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