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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175893 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175909)

So easy to use.

So easy to use. So convenient and safe Reviewed on: 8th June 2024

seems you cannot pay off your individual payments

seems you cannot pay off your individual payments Reviewed on: 8th June 2024

Platform is among the best I’ve used

Extremely simple to use. Interface is user friendly, no unnecessarily complicated steps Reviewed on: 8th June 2024

I had such a smooth experience.

I had such a smooth experience. Very simple and easy. Reviewed on: 8th June 2024

Appreciate the ease

Appreciate the ease of PayPal and the 4 months interest free Reviewed on: 8th June 2024

It’s been a handy credit tool and has been great for...

It’s been a handy credit tool and has been great for those emergencies Reviewed on: 8th June 2024

PayPal credit is an easy way to help pay later for t...

PayPal credit is an easy way to help pay later for things you need now Reviewed on: 8th June 2024

Regular user of PayPal credit

Regularly use all aspects of PayPal credit, and have found it to be easy and seemless Reviewed on: 8th June 2024

I've been using PayPal credit for years.

I've been using PayPal credit for years now and I can honestly say that I've never had any issues with it, the ease of use and the process is second to none. I would like to see more credit limit increases because I haven't had one yet and having the option to use a bit more would more than likely make me use it more. Easy to use without any issues and I for one would highly recommend to anyone. My favourite feature is the pay in 3, I love that, it really makes buying things that little bit easier. Maybe in the future they could do a pay in 4/5/6 months to help people out that little bit more. Overall I'm 100% satisfied with my experience using PayPal Reviewed on: 8th June 2024

Very helpful option, very easy and stress free.

Very helpful option, very easy and stress free. Reviewed on: 8th June 2024

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