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PayPal: PayPal Credit reviews

4.91
Based on 50,808 reviews, last reviewed 12th Mar 2026
200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

cccccccccccccccccccccccccccccccccccccccccccccccccccc... cccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc Reviewed on: 12th March 2026
White's avatar
White

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026
Lui R's avatar
Lui R

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

I have ben using pay pal since years and love the se...

5
I have ben using pay pal since years and love the service Reviewed on: 30th May 2025

Paypal is king among the digital mastercards and onl...

5
Paypal is king among the digital mastercards and online payments. Though it needs some work on credit payments to prioritise the 0% apr 4 month lends while paying extra towards debt and not the overall oldest purchases made that are not on a limited monthly repayment. Reviewed on: 30th May 2025

Never had any issues.

4
Never had any issues. App UI could be better. Reviewed on: 30th May 2025

It’s easy to use and the statements are clear.

5
It’s easy to use and the statements are clear. Reviewed on: 30th May 2025

It's been a great experience so far

4
I have had PayPal for more than a few years so far and they have been great Reviewed on: 29th May 2025

A**** PayPal has always been the safest most secure...

5
A**** PayPal has always been the safest most secure way of paying online for me Reviewed on: 29th May 2025

Great service

5
Great service +++ thanks for everything. Reviewed on: 29th May 2025

Easy to use and simple

5
Each time I have had the need to call PayPal customer service they have been extremely helpful. Further to this using PayPal credit is easy. Reviewed on: 29th May 2025

Hassle free shop

5
Simply way to shop and instant payment and a no hassle shop plus easy options to pay 10/10 Reviewed on: 29th May 2025

Every time paypal help me

5
Evry time pay pal help me and customer service reply me Reviewed on: 29th May 2025

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