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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

had paypal since i been in school days.

had paypal since i been in school days. never had any problems or anything 100% good to use if you want to feel safe . worldwide you can use it pretty sure in any country Reviewed on: 17th June 2025

Highly Recommend PayPal Pay in 3!

Use PayPal Pay in 3 regularly and it helps spread the costs of holidays and treats. Reviewed on: 17th June 2025

Always get first class customer service Paypal is th...

Always get first class customer service Paypal is the best Reviewed on: 17th June 2025

Paypay Credit experience is so easy.......

The whole Paypay experience is easy and allows much flexibility both in purchase and credit flexibility. Reviewed on: 16th June 2025

Amazing customer service, feel very safe and secure...

Amazing customer service, feel very safe and secure using PayPal and would recommend to my friends and family. So easy to use and simple, money can be overwhelming but using PayPal takes away the guesswork and anxiety. Reviewed on: 16th June 2025

I find pay pals pay pal credit to be super helpful t...

I find pay pals pay pal credit to be super helpful to use for the big purchases I wouldn’t be able to get in one go. For example last year I lost my job and not long after my laptop I was using to apply for jobs broke - without Paypal credit and being able to use that to pay for a laptop I might not have found a job as easily. Reviewed on: 16th June 2025

A very good initiative.

A very good initiative. Very needed in my everyday spending Reviewed on: 16th June 2025

Simple to use with great deals and customer service

Simple to use with great deals and customer service Reviewed on: 16th June 2025

Perfect came in handy when I needed it most.

Perfect came in handy when I needed it most. Very appreciative. Reviewed on: 16th June 2025

Very easy to use

Very easy to use and I have used it a lot it helps me a lot when I need it Reviewed on: 16th June 2025

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