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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Awesome, and reliable

Awesome, PayPal gat your back they are indeed reliable trustworthy, I will not hesitate to introduce PayPal to anyone who ask me about the best consumer credit company, because he or she will not regret it. Reviewed on: 29th May 2025

Every time paypal help me

Evry time pay pal help me and customer service reply me Reviewed on: 29th May 2025

Very helpful, easy to use

Very helpful, easy to use and understand the terms and conditions Excellent service Reviewed on: 29th May 2025

Used paypal for many years. great service

Used paypal for many years. Any issues I have had with suppliers have always been dealt with swiftly Reviewed on: 29th May 2025

PayPal, convenience, excellent App.

PayPal, convenience, excellent App. A safe way to pay anywhere for anything Reviewed on: 29th May 2025

Great payment option

Reliable service, amazing pay in 3 0% interest payments option Reviewed on: 29th May 2025

Just what I needed

Very easy to access. Good customer service and timely response. Reviewed on: 29th May 2025

Love having option for PayPal credit really helped m...

Love having option for PayPal credit really helped me when unexpected kitchen appliances broke before payday Reviewed on: 29th May 2025

Have used PayPal for years, never any issues!

Have used PayPal for years, never any issues! Reviewed on: 29th May 2025

5 Stars for PayPal credit

I have been using PayPal credit for a while. It’s convenient and easy to use. The way you can pay things off without interest is very useful and there is a sense of security when using PayPal credit. Reviewed on: 29th May 2025

Very user friendly

I have used PayPal credit for years and it’s a really good credit option. Clear, user friendly and a good limit Reviewed on: 29th May 2025

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