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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177609 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177620)

Useful to have

Easy to use and good that you get 4 months of no interest on some purchases Reviewed on: 7th July 2026

Timely service

PayPal was there when I needed them. Offered me a deal at the right time. Reviewed on: 7th July 2026

A decent service with good functionality.

A decent service with good functionality. I like that I can pool money with friends for events etc Reviewed on: 7th July 2026

Easy to use

Never had issue, like there is various payment options and lik the safer way to send people money without sharing bank details Reviewed on: 7th July 2026

The 4 months interest free is an absolute game chang...

The 4 months interest free is an absolute game changer I have been using it for many years now. Give you the freedom to make the payments you want in 4months. Reviewed on: 7th July 2026

Excellent protection

Excellent protection and seamless checkouts. Couldn't shop online without it. Reviewed on: 7th July 2026

Fantastic service from start to finish.

Fantastic service from start to finish. Reviewed on: 7th July 2026

Money off at festivals

I have a PayPal debit card and was helpful for at a festival recently. Having a PayPal account makes it easier buying things on line. Reviewed on: 7th July 2026

Easy to use and manage

Easy to use and manage, quick response to queries Reviewed on: 7th July 2026

Makes purchasing over 3 months so easy and interest...

Makes purchasing over 3 months so easy and interest free. Reviewed on: 7th July 2026

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