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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Awesome, and reliable

Awesome, PayPal gat your back they are indeed reliable trustworthy, I will not hesitate to introduce PayPal to anyone who ask me about the best consumer credit company, because he or she will not regret it. Reviewed on: 29th May 2025

Easy to use and offers stack nicely.

Easy to use and offers stack nicely. Lots of online merchants support it too Reviewed on: 29th May 2025

They're excellent, always attentive to people.

They're excellent, always attentive to people. Reviewed on: 29th May 2025

I had no worries if I pay fm pay pal

I had no worries if I pay fm pay pal Reviewed on: 29th May 2025

Always been my go to for online purchases, great pro...

Always been my go to for online purchases, great protection, and simplicity Reviewed on: 29th May 2025

Always great

Always great and so easy to use. Application was easy and having it accessible in your PayPal app makes it easy to manage. Reviewed on: 29th May 2025

Good but the reviews are skewed.

It is generally a good service, even if they don't offer me a increase in my amount to help my credit. With that being said, they are offering the chance at £1000 to write this which is either illegal or presumably against your ToS. Thought you'd like to know. Reviewed on: 29th May 2025

Life changing service

Online transactions have become an integral part of modern life, simplifying payments and purchases. Secure platforms offer peace of mind for both buyers and sellers. The ease of transferring funds electronically has revolutionized commerce. Many appreciate the speed and convenience these services provide. Global connectivity has truly shrunk the world in the realm of finance. Reviewed on: 29th May 2025

All good, can’t complain.

All good, can’t complain. I am happy with the service so far Reviewed on: 29th May 2025

Nice and easy

Using PayPal is always an easy experience. Whenever I have contacted customer service I have always been dealt with promptly. Reviewed on: 29th May 2025

Very happy with PayPal credit b.

Very happy with PayPal credit b. Never had any issues Reviewed on: 29th May 2025

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