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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

A Old PayPalller ( I love PayPal)

I've been using PayPal for several years now, and overall, my experience has been very positive. The platform is incredibly convenient for online shopping, sending money to friends or family, and receiving payments for my small business. I appreciate how easy it is to link multiple cards and bank accounts securely without exposing my financial details. The user interface is straightforward, and transactions are usually fast and reliable, which gives me peace of mind when making purchases or payments. One feature I find especially useful is the buyer protection, which adds an extra layer of security when shopping from new or unfamiliar sellers. Also, PayPal's integration with many online retailers and apps makes checkout seamless Reviewed on: 29th May 2025

Very easy to use.

Very easy to use. Easy service and easy to use app. Reviewed on: 29th May 2025

Helped spread the cost

It has helped me spread the cost of large payments when I've been really struggling. The 0% really helps and I'm very grateful! Reviewed on: 29th May 2025

If I have to buy an expensive item just knowing that...

If I have to buy an expensive item just knowing that you can pay in three on the paypal checkout makes it an easier purchase. It feels good to know that if you don't receive your purchase or there is a problem with the quality of it and the seller refuses to reimburse you for the return of the said item then you can always file a dispute and Paypal will act as a go between between the buyer and the seller. So your not on your own if you buy from a dodgy seller. Reviewed on: 29th May 2025

PayPal is fab!!!

I always find using PayPal an easy, effective and safe way to pay for purchases big or small. It’s always my first choice when it comes to buying something online for that piece of mind when making a purchase for myself, family member or friend. Reviewed on: 29th May 2025

It seems easy and convenient way to pay online

It seems easy and convenient way to pay for goods and services online Reviewed on: 29th May 2025

Help with spreading the cost when you needed it most

PayPal is accepted in so many places online, and it has given me the freedom to spread the cost of necessary items during a difficult time when I needed more help financially (I was diagnosed with blood cancer last year). Its terms and conditions are clear. 5* service. Reviewed on: 29th May 2025

Always sort out disputes promptly So provide good pe...

Always sort out disputes promptly So provide good peace of mind in this climate of scams and pitfalls. Great features to help you budget, such as 0% interest over 4 months option Easy to set up DD so you never miss payments plus they send helpful reminders. Easy to use app with helpful features. Overall winner! Reviewed on: 29th May 2025

Very convenient and easy to use.

Very convenient and easy to use. Reviewed on: 29th May 2025

Everything ok.

Everything ok. Good app, clear informations Reviewed on: 29th May 2025

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