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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Easy to use and love the 0% interest on purchases up...

Easy to use and love the 0% interest on purchases up to 4 months. Helped me out a lot Reviewed on: 15th June 2025

It allows you to make purchases with a little more t...

It allows you to make purchases with a little more time to pay interest free. Reviewed on: 15th June 2025

I love paypal

PayPal makes online payments fast, safe, and incredibly easy. I love being able to shop, send money, and manage my transactions all in one place. The buyer protection gives me peace of mind, and the app is super user-friendly. I wouldn’t shop online without it Reviewed on: 15th June 2025

Excellent service easy to understand statements and...

Excellent service easy to understand statements and make payments or direct debit Reviewed on: 15th June 2025

PayPal is a safe way to purchase items

I always use PayPal because is a safe way to purchase items on the internet Reviewed on: 15th June 2025

Very easy to use and a good way to extend payment pe...

Very easy to use and a good way to extend payment periods. Reviewed on: 15th June 2025

simple and straightforward

PayPal provides a simple and straightforward solution to my short term financial requirements. It also ensures I feel secure when purchasing goods and services online Reviewed on: 15th June 2025

Brilliant

PayPal credit has helped me on numerous occasions to get something l need or that break away and the 4 month interest free is so helpful. Reviewed on: 15th June 2025

Great customer service

If I’ve had to get on touch with PayPal my query has been dealt with very quickly Reviewed on: 15th June 2025

Paypal Credit does the job.

Paypal Credit does the job. It's useful to be able to access the offers that they give you, as long as you otherwise keep in mind to remain financially prudent of course. If you are easily lured by offers of cheap credit then this is probably not recommended. Reviewed on: 15th June 2025

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