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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50807 reviews)

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4.91

Based on 50,807 reviews, last reviewed 24th Aug 2025

921350% increase in 5 star reviews

in the past 90 days

2250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50807)

Review of the PayPal, PayPal Credit:

Buy with PayPal credit is very easy, you get a remin...

Buy with PayPal credit is very easy, you get a reminder every month, but they don’t bother you with hundreds of emails, but they are there when you need information Reviewed on: 5th June 2024

Easy to use.

Easy to use. No complicated steps to go through and the different payment options are useful. Reviewed on: 11th July 2025

Mainly use it for Ebay purchases because you can eit...

Mainly use it for Ebay purchases because you can either spread the payment over 3 months or use the credit option on pay monthly when on a tight budget with very affordable payments.Did use PayPal for a laptop purchase recently made a lot easier with the pay over three months option which was hassle free and easy to set up. Reviewed on: 10th July 2025

Very secure transaction.

Very secure transaction. Very safe. Peace of mind when paying to someone new. Worry less. I don't hesitate when paying because I know I will get refunded as soon as possible. Reviewed on: 10th July 2025

Easy to use, handy, and peace of mind.

Easy to use, handy, and peace of mind. Reviewed on: 10th July 2025

Can't replace real human support when you need help

been a PayPal customer for years and every now and then you need to contact them and its nice to know that there are real people on the end of the phone and not just AI chat bots. This is what bring the value to me and I hope it doesn't go away. Reviewed on: 10th July 2025

6 month , no interest !

6 month , no interest ! I love this Reviewed on: 10th July 2025

Gives positive assurance on purchases

Gives a very warm fussy feeling paying with pay pal credit and it provides good value for money Reviewed on: 9th July 2025

I'm very happy with PayPal experience

I'm very happy with PayPal experience Reviewed on: 9th July 2025

Excellent

Makes life a lot easier, wen stuck for payments and works great paying back Reviewed on: 9th July 2025

Never had any problems with PayPal have have a excel...

Never had any problems with PayPal have have a excellent customer experience when I needed it Reviewed on: 8th July 2025

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