Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.92 (30760 reviews)

View other PayPal products

4.91

Based on 30,760 reviews, last reviewed 27th Apr 2025

200% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Love 0% for 4 months 0.% for 4 months is fabulous. I can get this every time I pay for items above £99 Reviewed on: 18th April 2025

Latest lowest rating:

1

Incredibly underhanded and sneaky way of conducting... Incredibly underhanded and sneaky way of conducting a business. I set up a credit agreement with PayPal Credit on the condition that they would take p... Read more Reviewed on: 27th April 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (30760)

Review of the PayPal, PayPal Credit:

Easy, straight forward and helpful

I took on PayPal credit when I bought an Apple Watch 2/3 years ago, the no interest for 6 months was a deal breaker and the 4 months free interest in anything over £99 is also important. I love how easy it is to use online, paper free, straight forward to understand and easy to pay in your own way. No pressure, no pestering. It’s my preferred way to pay. Reviewed on: 9th June 2024

I'm always happy to use to PayPal.

I'm always happy to use to PayPal. PayPal give you confidence and any further payments. Reviewed on: 24th June 2024

Customer Services was very helpful

Customer Services was very helpful Reviewed on: 20th June 2024

There when you need it.

There when you need it. Waiting till payday? No problem use PayPal credit Reviewed on: 18th June 2024

Quick installments without any hassle.

Quick installments without any hassle. Extremely convenient. Reviewed on: 18th June 2024

Been a customer for over a decade, that should say i...

Been a customer for over a decade, that should say it all Reviewed on: 17th June 2024

improvements needed here n there , great experience ti

Customer service can be improved more , and need to be available on more online site as a mode if payment, need more news and offers to customer, so they get more involved Reviewed on: 17th June 2024

Hassle free 0% payment plan!

I used it to break up the payments, it was perfectly setup for a payment plan that worked for me according to how much I could afford to pay each month. The 0% interest is also a big reason for why I was appealed to applying for PayPal credit Reviewed on: 17th June 2024

Fab service and always there when needed

Fab service and always there when needed Reviewed on: 17th June 2024

Fast and reliable.

Fast and reliable. Payments by some credit providers don’t always go through, which can live one stranded. If payment is refused when in a foreign country you then have to phone credit provider, which can be quite expensive. No such inconveniences with PayPal Reviewed on: 17th June 2024

It’s good service and save time for transfer money

It’s good service and save time for transfer money Reviewed on: 17th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

American Express Credit Card
from American Express 3.56 from 93 reviews
Credit Card
from thinkmoney 1.25 from 2 reviews
Freedom Rewards Credit Card
from Barclaycard 3.93 from 60 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub